337 W Waters Edge Dr, Shiloh (Belleville), IL 62221 Property Records

St. Clair County property record for 337 W Waters Edge Dr, Shiloh, IL 62221

Property Summary

Property Type	Single Family Home
Details	5 ba · 968 sqft · built 1995
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Nov 2005)
Tax Bill	$15,023 (2025)
Deeds & Mortgages	May 2021 Mortgage
APN	`08-02-0-409-007`

Property Details

APN / Parcel Number

Primary APN	`08-02-0-409-007`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	968 sqft Living Area
Upper Floors Area	26 sqft
Attic	Attic
Attic Area	600 sqft
Basement Area	1,673 sqft
Finished Basement	1,000 sqft
Unfinished Basement	673 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2004
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Mixed
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	489 sqft
Patio Area	489 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	337 W WATERS EDGE DR
City	BELLEVILLE
State	IL
Zip	62221-7835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAVENWOOD LAKE ESTATES 5TH ADD LOT/SEC-78 A01945328
Legal Subdivision	RAVENWOOD LAKE ESTATES
Legal Lot Number	78
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1017
Census Tract	503323

Owner

337 W Waters Edge Dr is owned and occupied by two individuals who bought it in November 2005.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	337 W WATERS EDGE DR, BELLEVILLE, IL 62221-7835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2005 · Amount on File
Deed Sale	Nov 9, 2005 · Amount on File
Prior Sale	Jul 12, 2005
Deed Document Number	20051945328
Deed Book / Page	4261 / 501
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	337 W WATERS EDGE DR, SHILOH, IL 62221-7835
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02699385
Date	May 11, 2021
Instrument	A02699385

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 337 W Waters Edge Dr was $15,023 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Municipality	Shiloh Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Whiteside School District 115 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,023.00	$229,314 Land $34,346 Building $194,968	$687,942 Land $103,038 Building $584,904
2022		$186,189 Land $27,823 Building $158,366	$558,567 Land $83,469 Building $475,098

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 337 W Waters Edge Dr; there have been 13 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1994–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storm And Flooding, Jul 2022 · 4 claims Severe Storms And Flooding, May 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 337 W Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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