312 W Waters Edge Dr, Shiloh (Belleville), IL 62221 Property Records

St. Clair County property record for 312 W Waters Edge Dr, Shiloh, IL 62221

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,560 sqft · built 1999
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Jul 2022)
Tax Bill	$11,811 (2025)
Deeds & Mortgages	Jul 2022 Sale & Line of Credit Jun 2022 Foreclosure
APN	`08-02-0-407-020`

Property Details

APN / Parcel Number

Primary APN	`08-02-0-407-020`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
Basement Area	2,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	67,954 sqft (1.56 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	253 sqft
Deck Area	240 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	312 W WATERS EDGE DR
City	BELLEVILLE
State	IL
Zip	62221-7852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAVENWOOD LAKE ESTATES 5TH ADD LOT/SEC-68 A02754311
Legal Subdivision	RAVENWOOD LAKE ESTATES
Legal Block	407
Legal Lot Number	68
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1017
Census Tract	503323

Owner

312 W Waters Edge Dr is owned and occupied by two individuals who bought it in July 2022.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 W WATERS EDGE DR, BELLEVILLE, IL 62221-7852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer · Line of Credit FCB BANKS
Jun 22, 2022	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Prior Sale	Jun 22, 2022 · Amount on File
Deed Document Number	20222754311
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 27, 2022
Property Address	312 W WATERS EDGE DR, SHILOH, IL 62221-7852
Document Number	0A02754311
Map Reference	MB 91 PG 9
Instrument Date	Jul 25, 2022
Instrument	A02754311
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	721 TOWER GROVE DR APT D, D, FAIRVIEW HEIGHTS, IL 62208-2163

Mortgage

Document Number	0A02754312
Date	Jul 27, 2022
Instrument	A02754312

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 22, 2022
Property Address	312 W WATERS EDGE DR, SHILOH, IL 62221-7852
Document Number	0A02750410
Instrument	A02750410
Transaction Type	Foreclosure
Record Updated	Jul 6, 2022

Transaction

Amount	Amount on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 W WATERS EDGE DR, BELLEVILLE, IL 62221-7852

Tax Assessment & Valuation

The 2025 property tax bill for 312 W Waters Edge Dr was $11,811.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Municipality	Shiloh Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Whiteside School District 115 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,811.00	$175,558 Land $25,834 Building $149,724	$526,674 Land $77,502 Building $449,172
2022		$143,117 Land $20,928 Building $122,189	$429,351 Land $62,784 Building $366,567

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 312 W Waters Edge Dr; there have been 13 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1994–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storm And Flooding, Jul 2022 · 4 claims Severe Storms And Flooding, May 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 312 W Waters Edge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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