337 Lake Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Carlisle Town property record for 337 Lake Rd, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,894 sqft · built 2018
Lot Size12 acres (522,720 sqft)
Owner2 Individual Names on File
Last Sale$35,000 (Mar 2010)
Tax Bill$11,158 (2026)
Deeds & MortgagesFeb 2022 Line of Credit
Nov 2020 Refinance
Flood ZoneZone X (minimal risk)
APN432400 34.-1-19.6

Property Details

APN / Parcel Number

Primary APN432400 34.-1-19.6
Alternative APNs
  • 240003400000010190060000
  • 425J210012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,894 sqft Living Area
1st Floor Area2,494 sqft
2nd Floor Area400 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Lot Area522,720 sqft (12 acres)
Lot Width387 ft Width
Garage TypeMixed
Garage Area864 sqft
Parking Spaces5 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number425J210012
Street Address337 LAKE RD
CityCOBLESKILL
StateNY
Zip12043-4236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number19.006
JurisdictionSCHOHARIE NY
Township / Civil DivisionCARLISLE
Census Block Group2
Census Block2047
Census Tract740400

Owner

337 Lake Rd is owned by two individuals who bought it in March 2010.

Source: Schoharie County and Carlisle Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2668 STATE ROUTE 7, 40, COBLESKILL, NY 12043-5442
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Nov 4, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST NEW YORK FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2010 · Amount on File
Deed SaleMar 30, 2010 · Amount on File
Deed Book / Page896 / 286
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address337 LAKE RD, COBLESKILL, NY 12043-4236
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001978/212
DateFeb 1, 2022
Book Page1978/212
Instrument804814
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueMar 1, 2047
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address337 LAKE RD, COBLESKILL, NY 12043-4236
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number781627
DateNov 4, 2020
Instrument781627
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 337 Lake Rd was $11,158, up 9.6% from the year before.

Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCarlisle Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,158.00 (+9.64%)
2025$10,177.00$203,200 Land $30,000 Building $173,200$495,610 Land $73,171 Building $422,439
2023$203,200 Land $30,000 Building $173,200$406,400 Land $60,000 Building $346,400
2020$8,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 337 Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 337 Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lake Rd

Nearby Streets

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