302 Lake Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Carlisle Town property record for 302 Lake Rd, Cobleskill, NY 12043

Property Summary

Property TypeMobile Home
Details1,593 sqft · built 1987
Lot Size0.96 acres (41,818 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Jan 2017)
Tax Bill$5,317 (2026)
Deeds & MortgagesOct 2017 Mortgage
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN432400 34.-1-32

Property Details

APN / Parcel Number

Primary APN432400 34.-1-32
Alternative APNs
  • 240003400000010320000000
  • 425J101357

Interior

Building Area1,593 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleMobile Home
Lot Area41,818 sqft (0.96 acres)
Lot Dimensions208 ft deep x 207 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area536 sqft
Shed1 Shed

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number425J101357
Street Address302 LAKE RD
CityCOBLESKILL
StateNY
Zip12043-4235
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number32.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCARLISLE
Census Block Group2
Census Block2045
Census Tract740400

Owner

Source: Schoharie County and Carlisle Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address302 LAKE RD, COBLESKILL, NY 12043-4235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2017Deed of Trust, Mortgage
NATIONAL BANK OF COXSACKIE
May 10, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
COMMUNITY BANK NA
Jan 27, 2017Deed, Transfer
NOT AVAILABLE, MARVIN PARSHALL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2017 · Amount on Record
Deed SaleJan 27, 2017 · Amount on Record
Prior SaleJul 22, 2016 · Amount on Record
Deed Book / Page1038 / 86
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address302 LAKE RD, COBLESKILL, NY 12043-4235
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001778/0000000141
DateOct 24, 2017
Book Page0000001778/0000000141
Instrument000000727026
Lender
NameNATIONAL BANK OF COXSACKIE
TypeBank
Agreement
AmountAmount Recorded
Term231 Months
DueJan 1, 2037

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateMay 10, 2021
Property Address302 LAKE RD, COBLESKILL, NY 12043-4235
Document Number1136/245
Book / Page1136 / 245
Instrument DateMay 3, 2021
Instrument788574
Transaction TypeTransfer
Record UpdatedJun 2, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address646 HUBB SHUTTS RD, COBLESKILL, NY 12043-4207

Mortgage

Document Number788575
DateMay 10, 2021
Instrument788575
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateJan 27, 2017
Property Address302 LAKE RD, COBLESKILL, NY 12043-4235
Document Number0000001038/0000000086
Book / Page0000001038 / 0000000086
Instrument DateJan 17, 2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyNOT AVAILABLE, MARVIN PARSHALL

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 GROVENORS CORNERS RD, COBLESKILL, NY 12043-4402

Tax Assessment & Valuation

Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCarlisle Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,317.00 (+9.72%)
2025$4,846.00$95,200 (-) Land $14,400 Building $80,800$232,195 (+21.95%) Land $35,122 Building $197,073
2023$95,200 (-) Land $14,400 Building $80,800$190,400 (+15%) Land $28,800 Building $161,600
2022$95,200 Land $14,400 Building $80,800$165,565 Land $25,043 Building $140,522
2020$4,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Nearby Properties on Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number