Osceola County property record for 328 Alabama Ave, Saint Cloud, FL 34769
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,077 sqft · built 1972 |
| Lot Size | 0.344 acres (14,984 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,260 (2025) |
| Deeds & Mortgages | Feb 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0395-0050 |
| Primary APN | 01-26-30-0001-0395-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,077 sqft Living Area |
| Gross Area | 2,205 sqft |
| 1st Floor Area | 1,732 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,984 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 450 sqft |
| Carport | Carport |
| Carport Area | 450 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 409 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 328 ALABAMA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2643 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | SR2 |
| Legal Description | LAKE FRONT ADDN PB B PG 61 BLK 395 LOT 5 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 395 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 43400 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 328 ALABAMA AVE, SAINT CLOUD, FL 34769-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 9, 2020 |
| Transfer Doc | 0057061133 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 18, 2020 |
| Property Address | 328 ALABAMA AVE, SAINT CLOUD, FL 34769-2643 |
| Document Number | 0056752807 |
| Book / Page | 005675 / 002807 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 23823 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 ALABAMA AVE ST CLOUD FL 347692643, ST CLOUD, FL 34769-2643 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,260.00 (+4.13%) Homeowner's exemption | $113,292 (+5.99%) | $328,100 (+2.31%) Land $72,800 Building $255,300 |
| 2024 | $1,210.00 (+3.77%) | ||
| 2023 | $1,166.00 (+4.95%) Homeowner's exemption | $106,894 (+3%) | $320,700 (+35.89%) Land $62,400 Building $258,300 |
| 2022 | $1,111.00 Homeowner's exemption | $103,781 | $236,000 Land $54,100 Building $181,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 units insured incl. 12 condo units |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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