3368 320th St, Ruthven, IA 51358 Property Records

Clay County property record for 3368 320th St, Ruthven, IA 51358

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,064 sqft · built 1995
Lot Size0.176 acres (7,650 sqft)
OwnerCompany Name on Record
Last Sale$245,000 (May 2007)
Tax Bill$3,952 (2025)
Flood ZoneZone X (minimal risk)
APN973536277015

Property Details

APN / Parcel Number

Primary APN973536277015

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,064 sqft Living Area
Basement Area1,064 sqft
Finished Basement500 sqft
Unfinished Basement1,064 sqft
Game RoomGame Room
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,650 sqft (0.176 acres)
Garage TypeMixed
Garage Area1,098 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address3368 320TH ST
CityRUTHVEN
StateIA
Zip51358-7507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4 RURAL
Legal DescriptionLOT 15 HI'S BAY LOT 15 HI'S BAY III
Legal Range35W
Legal Township97N
Legal Section36
Legal SubdivisionHIS BAY
Legal Lot Number15
JurisdictionCLAY IA
Township / Civil DivisionLAKE
Census Block Group3
Census Block3119
Census Tract80100

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 81484, BILLINGS, MT 59108-1484
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2007 · Amount on Record
Deed SaleMay 2, 2007 · Amount on Record
Deed Document Number20071326
Deed Book / Page2007 / 1326
Prior Transfer DateApr 25, 2007
Prior Transfer Doc2007/1326
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
Unified School DistrictGraettinger-Terril Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,952.00 (+0.3%)$334,370 (+4.17%) Land $108,000 Building $226,370$334,370 (+4.17%) Land $108,000 Building $226,370
2024$3,940.00 (-4.83%)
2023$320,980 (+8.38%) Land $108,000 Building $212,980$320,980 (+8.38%) Land $108,000 Building $212,980
2022$4,140.00$296,150 Land $108,000 Building $188,150
2021$296,150 Land $108,000 Building $188,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Most Recent ClaimJun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
River Valley Telecommunications Cooperative
Fiber
500 / 500

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 320th St

Nearby Streets

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