Clay County property record for 3364 320th St, Ruthven, IA 51358
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1975 |
| Lot Size | 0.257 acres (11,213 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,936 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 973536277017 |
| Primary APN | 973536277017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Basement Area | 408 sqft |
| Unfinished Basement | 408 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,213 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 99 sqft |
| Patio Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3364 320TH ST |
|---|---|
| City | RUTHVEN |
| State | IA |
| Zip | 51358-7507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 RURAL |
| Legal Description | LOT B HI'S BAY I LOT A HI'S BAY II LOT 17 HI'S BAY III |
| Legal Range | 35W |
| Legal Township | 97N |
| Legal Section | 36 |
| Legal Lot Number | 17,A-B |
| Jurisdiction | CLAY IA |
| Township / Civil Division | LAKE |
| Census Block Group | 3 |
| Census Block | 3119 |
| Census Tract | 80100 |
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4215 290TH AVE, DICKENS, IA 51333-7518 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Graettinger-Terril Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,936.00 (-1.48%) | $248,350 (+2.29%) Land $160,500 Building $87,850 | $248,350 (+2.29%) Land $160,500 Building $87,850 |
| 2024 | $2,980.00 (-5.16%) | ||
| 2023 | $242,780 (+8.04%) Land $160,500 Building $82,280 | $242,780 (+8.04%) Land $160,500 Building $82,280 | |
| 2022 | $3,142.00 | $224,720 Land $160,500 Building $64,220 | |
| 2021 | $224,720 Land $160,500 Building $64,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| River Valley Telecommunications Cooperative Fiber | 500 / 500 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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