Kenton County property record for 3366 Cedar Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,100 sqft · built 2004 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,000 (Sep 2016) |
| Tax Bill | $1,489 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-40-03-036.00 |
| Primary APN | 002-40-03-036.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,100 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3366 CEDAR TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY HILL SEC 3 LOT 36 |
| Legal Subdivision | CHERRY HILL |
| Legal Phase | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 67200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3366 CEDAR TREE LN, ERLANGER, KY 41018-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LNDG INC |
| Oct 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Dec 7, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2016 · Amount on Record |
| Deed Sale | Sep 27, 2016 · Amount on Record |
| Prior Sale | Mar 2, 2005 · Amount on Record |
| Deed Document Number | 201609 27 059 00145 |
| Deed Book / Page | 5992 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 6, 2026 |
| Property Address | 3366 CEDAR TREE LN, ERLANGER, KY 41018-1204 |
| Document Number | 0000022663 |
| Book / Page | 507 / 845 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 2026100622663 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3366 CEDAR TREE LN, ERLANGER, KY 41018-1204 |
| Document Number | 0000022663, |
|---|---|
| Date | Oct 6, 2026 |
| Book Page | 507/845 |
| Instrument | 2026100622663 |
| Name | ADVANTAGEFIRST LNDG INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3366 CEDAR TREE LN, ERLANGER, KY 41018-1204 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0005900099 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 282/478 |
| Instrument | 21101105900099 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 28, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3366 CEDAR TREE LN, ERLANGER, KY 41018-1204 |
| Document Number | 0000000033 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0000000033 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 00M138/000778 |
| Instrument | 33 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3366 CEDAR TREE LN, ERLANGER, KY 41018-1204 |
| Document Number | 0000000237 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 3366 CEDAR TREE LN ERLANGER KY 410181204, ERLANGER, KY 41018-1204 |
| Document Number | 0000000237 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 00M157/000218 |
| Instrument | 237 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2051 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,400 (-) Land $25,000 Building $174,400 | $199,400 (-) Land $25,000 Building $174,400 | |
| 2025 | $1,489.00 (-29.93%) Disabled Person's exemption | $199,400 (-) Land $25,000 Building $174,400 | $199,400 (-) Land $25,000 Building $174,400 |
| 2023 | $2,125.00 | $199,400 Land $25,000 Building $174,400 | $199,400 Land $25,000 Building $174,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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