Kenton County property record for 3357 Cedar Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,471 sqft · built 2004 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $105,000 (Oct 2004) |
| Tax Bill | $1,712 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Dec 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-40-03-040.00 |
| Primary APN | 002-40-03-040.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,471 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3357 CEDAR TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY HILL SEC 3 LOT 40 |
| Legal Subdivision | CHERRY HILL |
| Legal Phase | 3 |
| Legal Lot Number | 40 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 67200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 176723, COVINGTON, KY 41017-6723 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK INC |
| Dec 28, 2020 | Deed of Trust, Mortgage · Line of Credit HERITAGE BK |
| Nov 28, 2017 | Deed of Trust, Mortgage · Line of Credit HERITAGE BK |
| Nov 29, 2017 | Quit Claim Deed, Transfer HERITAGE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2004 · Amount on Record |
| Deed Sale | Oct 4, 2004 · Amount on Record |
| Prior Sale | Oct 4, 2004 · Amount on Record |
| Deed Document Number | 200410 04 059 00355 |
| Deed Book / Page | 2349 / 167 |
| Last Transfer Date | Nov 7, 2017 |
| Transfer Doc | 0000000010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3357 CEDAR TREE LN, ERLANGER, KY 41018-1203 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 176732, COVINGTON, KY 41017-6732 |
| Document Number | 0005900172 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | KCM543/18 |
| Instrument | 24042305900172 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | 456 COMMONWEALTH AVE, ERLANGER, KY 41018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 17, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3357 CEDAR TREE LN, ERLANGER, KY 41018-1203 |
| Document Number | 0000000053 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 176732 COVINGTON KY 410176732, COVINGTON, KY 41017-6732 |
| Document Number | 0000000053 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 00M156/000825 |
| Instrument | 53 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | COVINGTON, KY 41018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3357 CEDAR TREE LN, ERLANGER, KY 41018-1203 |
| Document Number | 0000000314 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 176732 COVINGTON KY 410176732, COVINGTON, KY 41017-6732 |
| Document Number | 0000000314 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 0C6319/000173 |
| Instrument | 314 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Dec 18, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 29, 2017 |
| Property Address | 3357 CEDAR TREE LN, ERLANGER, KY 41018-1203 |
| Document Number | 0000000010 |
| Book / Page | 0C6303 / 000143 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 10 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 176723 COVINGTON KY 410176723, COVINGTON, KY 41017-6723 |
| Document Number | 12 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 0C6303/000146 |
| Instrument | 12 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 28, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,800 (-) Land $25,000 Building $147,800 | $172,800 (-) Land $25,000 Building $147,800 | |
| 2025 | $1,712.00 (-7.06%) | $172,800 (-) Land $25,000 Building $147,800 | $172,800 (-) Land $25,000 Building $147,800 |
| 2023 | $1,842.00 | $172,800 Land $25,000 Building $147,800 | $172,800 Land $25,000 Building $147,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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