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3364 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3364 Wauseon Dr, Saint Cloud, FL 34772 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,870 sqft · built 2020
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on File
Last Sale$292,369 (Jul 2020)
Tax Bill$6,004 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jul 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-26-31-3444-0001-1370

Property Details

APN / Parcel Number

Primary APN20-26-31-3444-0001-1370
Alternative APN
  • 263120344400011370

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,870 sqft Living Area
Gross Area2,632 sqft
1st Floor Area1,870 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area624 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3364 WAUSEON DR
CitySAINT CLOUD
StateFL
Zip34772-8972
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 137
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES PH 2
Legal Phase2
Legal Lot Number137
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 20-26-31-3444-0001-1370

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3364 WAUSEON DR, SAINT CLOUD, FL 34772-8972
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2023Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
Jul 13, 2020Special Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 28, 2020Loan Modification, Mortgage · Line of Credit
AMERICAN MOMENTUM BK
Jan 24, 2020Grant Deed, Transfer
TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2020 · Amount on Record
Deed SaleJul 13, 2020 · Amount on Record
Deed Document Number202090122
Deed Book / Page5753 / 644
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3364 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3364 WAUSEON DR, SAINT CLOUD, FL 34772-8972

Mortgage

Document Number0063510258
DateJan 31, 2023
Book Page6351/258
Instrument2023011610
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term330 Months
DueJul 01, 2050

July 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 13, 2020
Property Address3364 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number0057530644
Book / Page5753 / 644
Map ReferenceMB 27 PG 30-32
Instrument DateJun 30, 2020
Instrument2020090122
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyTRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,046.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3364 WAUSEON DR, SAINT CLOUD, FL 34772-8972

Mortgage

Document Number0005753646
DateJul 13, 2020
Instrument5753/646
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3364 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number0056672860
Instrument DateJan 28, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number0056672860
DateFeb 03, 2020
Book Page005667/002860
Instrument16365
Lender
NameAMERICAN MOMENTUM BK
TypeBank
Address500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 24, 2020
Property Address3364 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number0056631654
Book / Page005663 / 001654
Instrument DateJan 24, 2020
Instrument12188
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

AmountAmount Recorded
Tax$3,249.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,004.00 (+2.7%) Homeowner's exemption$308,613 (+5.99%)$332,400 (+0.76%) Land $75,000 Building $257,400
2024$5,846.00 (+4.08%)
2023$5,617.00 (+2.72%) Homeowner's exemption$291,181 (+3%)$329,900 (+16.7%) Land $70,000 Building $259,900
2022$5,468.00 Homeowner's exemption$282,700 Land $60,000 Building $222,700$282,700 Land $60,000 Building $222,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
157 of 173 on primary residences
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 8 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 813 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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