3365 Camp Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 3365 Camp Creek Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,598 sqft · built 1980
Lot Size	7.4 acres (322,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,000 (Oct 2018)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`451400661490000`

Property Details

APN / Parcel Number

Primary APN	`451400661490000`
Alternative APN	`48533`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,598 sqft Heated Area
Gross Area	2,896 sqft
1st Floor Area	1,598 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	322,344 sqft (7.4 acres)
Lot Width	1,271 ft Width
Garage Area	1,109 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,298 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48533
Street Address	3365 CAMP CREEK RD
City	MURPHY
State	NC
Zip	28906-1970
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR ANDREWS 1477/834 A/40A
Legal Subdivision	GEORGE N ANDREWS III
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2020
Census Tract	930603

Owner

Source: Cherokee County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3365 CAMP CREEK RD, MURPHY, NC 28906-1970
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · VA Mortgage BARRETT FINANCIAL GROUP LLC
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 13, 2018	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 9, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 1, 2018	Warranty Deed, Transfer · VA Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	20184691
Deed Book / Page	1597 / 4
Prior Transfer Date	Feb 10, 2006
Prior Transfer Doc	1221/0817
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	3365 CAMP CREEK RD, MURPHY, NC 28906-1970
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	MEYMAX TITLE AGENCY/OH LLC, MEYMAX TITLE AGCY OF OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3365 CAMP CREEK RD, MURPHY, NC 28906-1970

Mortgage

Document Number	01793/1074
Date	Jan 14, 2026
Book Page	1793/1074
Instrument	192

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	2701 E INSIGHT WAY STE 150, CHANDLER, AZ 85286

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	3365 CAMP CREEK RD, MURPHY, NC 28906-1970
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1674/1255
Date	Mar 12, 2021
Book Page	1674/1255
Instrument	1658

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	3365 CAMP CREEK RD, MURPHY, NC 28906-1970
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01580/0590
Date	Feb 13, 2018
Book Page	01580/0590
Instrument	00687

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	3365 CAMP CREEK RD, MURPHY, NC 28906-1970
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01622/0672
Date	Sep 4, 2019
Book Page	01622/0672
Instrument	04127

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	3365 CAMP CREEK RD, MURPHY, NC 28906-1970
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	AMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1646/24
Date	Jun 9, 2020
Book Page	1646/24
Instrument	2830

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 1, 2018
Property Address	3365 CAMP CREEK RD, MURPHY, NC 28906-1970
Document Number	01597/0004
Book / Page	01597 / 0004
Instrument Date	Sep 20, 2018
Instrument	04691
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$346.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3365 CAMP CREEK RD, 3365, MURPHY, NC 28906-1970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3365 CAMP CREEK RD, MURPHY, NC 28906-1970

Mortgage

Document Number	04692
Date	Oct 1, 2018
Instrument	04692

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,472.00	$196,840 (-)	$196,840 (-) Land $51,800 Building $145,040
2023		$196,840	$196,840 Land $51,800 Building $145,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
ETC Cable	1,000 / 50
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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