3015 Camp Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 3015 Camp Creek Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,700 sqft · built 2003
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Dec 2022)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`451400872541000`

Property Details

APN / Parcel Number

Primary APN	`451400872541000`
Alternative APNs	`56379` `59157`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,700 sqft Heated Area
Gross Area	4,928 sqft
1st Floor Area	1,800 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	47,045 sqft (1.08 acres)
Lot Dimensions	210 ft deep x 30 ft wide
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	1,024 sqft
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	59157
Street Address	3015 CAMP CREEK RD
City	MURPHY
State	NC
Zip	28906-1913
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR SMITH 1699/1191
Legal Subdivision	TINA & JED GREEN
Legal Phase	1413
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2020
Census Tract	930603

Owner

Source: Cherokee County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3015 CAMP CREEK RD, MURPHY, NC 28906-1913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Dec 20, 2021	Warranty Deed, Transfer
Dec 29, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	20227788
Deed Book / Page	1726 / 978
Prior Transfer Date	Jun 18, 2012
Prior Transfer Doc	1439/1072
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 15, 2022
Property Address	3015 CAMP CREEK RD, MURPHY, NC 28906-1913
Document Number	001726/978
Book / Page	1726 / 978
Instrument Date	Nov 30, 2022
Instrument	7788
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$658.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 MAYFLOWER AVE, ARCADIA, CA 91006-4548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 CAMP CREEK RD, MURPHY, NC 28906-1913

Mortgage

Document Number	0001726980
Date	Dec 15, 2022
Instrument	1726/980

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 20, 2021
Property Address	3015 CAMP CREEK RD, MURPHY, NC 28906-1913
Document Number	01699/1191
Book / Page	1699 / 1191
Instrument Date	Dec 9, 2021
Instrument	8577
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Amount	Amount Recorded
Tax	$544.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 502, MURPHY, NC 28906-0502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 MAYFLOWER AVE, ARCADIA, CA 91006-4548

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	3015 CAMP CREEK RD, MURPHY, NC 28906-1913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1668/675
Date	Dec 29, 2020
Book Page	1668/675
Instrument	8177

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00	$259,580 (-)	$259,580 (-) Land $8,730 Building $250,850
2023		$259,580	$259,580 Land $8,730 Building $250,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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