3362 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 3362 Keady Mill Loop, Kannapolis, NC 28081 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,759 sqft · built 2006
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$505,000 (Feb 2023)
Tax Bill$4,482 (2023)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Dec 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN04051F0187.000000

Property Details

APN / Parcel Number

Primary APN04051F0187.000000
Alternative APNs
  • 5602 57 4715
  • 103170

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories3 Stories
Building Area2,759 sqft Living Area
Gross Area3,719 sqft
1st Floor Area1,047 sqft
Upper Floors Area1,712 sqft
Attic Area632 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialAsbestos
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions130 ft deep x 56 ft wide
Garage TypeMixed
Garage Area960 sqft
DrivewayDriveway
Driveway Area360 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area699 sqft
Patio Area75 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number103170
Street Address3362 KEADY MILL LOOP
CityKANNAPOLIS
StateNC
Zip28081-6441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 187 VILLAGE AT KELLSWATER BRIDGE
Legal SubdivisionVILLAGE/KELLSWATER BRG PH
Legal Lot Number187
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3011
Census Tract41202

Owner

Source: Cabarrus County records · APN 04051F0187.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2023Warranty Deed, Transfer · Conventional Mortgage
COASTAL FEDERAL CU
Dec 01, 2020Loan Modification, Mortgage · Conventional Mortgage
MR COOPER
Jul 19, 2019Deed of Trust, Mortgage · Line of Credit
STATE EMPS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2023 · Amount on Record
Deed SaleFeb 21, 2023 · Amount on Record
Prior SaleAug 19, 2015 · Amount on Record
Deed Document Number0016379155
Deed Book / Page16379 / 155
Record UpdatedJun 07, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateFeb 21, 2023
Property Address3362 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Document Number0016379155
Book / Page16379 / 155
Map ReferenceMB 50 PG 1
Instrument DateFeb 21, 2023
Transaction TypeTransfer
Record UpdatedFeb 28, 2023
Title CompanyMS TITLE AGENCY LLC, LM TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2090 RURAL PLAINS CIR # CIR3-103, CIR3-103, FRANKLIN, TN 37064-4118

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0163790157
DateFeb 21, 2023
Instrument16379-0157
Lender
NameCOASTAL FEDERAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.37%
AdjustableAdjustable Rate Rider
Type Change DateMar 01, 2028
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change7.37%
Index1-Year CMT
Max Rate10.3%

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Property Address3362 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Document Number14719127
Instrument DateDec 01, 2020
Transaction TypeMortgage
Record UpdatedDec 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3362 KEADY MILL LOOP KANNAPOLIS NC 280816441, KANNAPOLIS, NC 28081-6441

Mortgage

Document Number14719127
DateDec 03, 2020
Book Page014719/000127
Instrument43287
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 02, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3362 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Document Number1363136
Instrument DateJul 19, 2019
Transaction TypeMortgage
Record UpdatedAug 06, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3362 KEADY MILL LOOP KANNAPOLIS NC 280816441, KANNAPOLIS, NC 28081-6441

Mortgage

Document Number1363136
DateJul 30, 2019
Book Page013631/000036
Instrument19338
Lender
NameSTATE EMPS FCU
TypeCredit Union
AddressCONCORD, NC 28026
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,482.00$327,160 Land $58,000 Building $269,160$327,160 Land $58,000 Building $269,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250412023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Hotwire CommunicationsFiber8,000 / 8,000
SpectrumFiber1,000 / 500
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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