Cabarrus County property record for 3351 Keady Mill Loop, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,667 sqft · built 2006 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (Oct 2025) |
| Tax Bill | $7,342 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04051F0135.000000 |
| Primary APN | 04051F0135.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,667 sqft Living Area |
| Gross Area | 6,029 sqft |
| 1st Floor Area | 2,732 sqft |
| Upper Floors Area | 1,303 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Asbestos |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Mixed |
| Garage Area | 840 sqft |
| Driveway | Driveway |
| Driveway Area | 504 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 544 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 105225 |
|---|---|
| Old Parcel Number | 56025735260000 |
| Street Address | 3351 KEADY MILL LOOP |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-6441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-TND |
| Legal Description | LT 135 THE VILLAGE @ KELLSWATER BRIDGE |
| Legal Subdivision | KELLSWATER BRIDGE |
| Legal Lot Number | 135 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 41202 |
Source: Cabarrus County records · APN 04051F0135.000000
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3351 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on Record |
| Deed Sale | Oct 17, 2025 · Amount on Record |
| Prior Sale | Dec 08, 2015 · Amount on Record |
| Deed Document Number | 0017674198 |
| Deed Book / Page | 17674 / 198 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 17, 2025 |
| Property Address | 3351 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441 |
| Document Number | 0017674198 |
| Book / Page | 17674 / 198 |
| Map Reference | MB 50 PG 1 |
| Instrument Date | Oct 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4250 CALDWELL RD, NEWTON, NC 28658-8103 |
| Name | Verified Name |
|---|---|
| Address | 3351 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441 |
| Document Number | 0017674201 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 17674/201 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 5-Year CMT |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3351 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441 |
| Document Number | 1286527 |
| Book / Page | 012865 / 000027 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3351 KEADY MILL LOOP KANNAPOLIS NC 280816441, KANNAPOLIS, NC 28081-6441 |
| Document Number | 1286527 |
|---|---|
| Date | Feb 01, 2018 |
| Book Page | 012865/000027 |
| Instrument | 2448 |
| Name | ANDREWS FCU |
|---|---|
| Type | Credit Union |
| Address | SUITLAND, MD 20746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Cabarrus County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,342.00 (+23.29%) | $646,620 (+48.75%) Land $92,000 Building $554,620 | |
| 2024 | $646,620 (+48.75%) Land $92,000 Building $554,620 | ||
| 2023 | $5,955.00 | $434,690 Land $58,000 Building $376,690 | $434,690 Land $58,000 Building $376,690 |
Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 8,000 / 8,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Uniti Group.
Based on FCC filings for 217 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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