Cabarrus County property record for 3359 Garrett Dr SW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,892 sqft · built 1997 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Mar 2026) |
| Tax Bill | $2,699 (2023) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02036E0098.000000 |
| Primary APN | 02036E0098.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,892 sqft Living Area |
| Gross Area | 2,614 sqft |
| 1st Floor Area | 868 sqft |
| Upper Floors Area | 1,024 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 160 ft deep x 68 ft wide |
| Garage Type | Finished |
| Garage Area | 520 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 18 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 48026 |
|---|---|
| Street Address | 3359 GARRETT DR SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-8089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 98 ROBERTA FARMS |
| Legal Subdivision | ROBERTA FARMS |
| Legal Lot Number | 98 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 42603 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3622 CURTLAND PL NW, CONCORD, NC 28027-9654 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 6, 2017 | Deed of Trust, Mortgage · Line of Credit HOUSING FIN AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | May 24, 2002 · Amount on Record |
| Deed Document Number | 20266044 |
| Deed Book / Page | 17895 / 175 |
| Prior Transfer Date | Jan 23, 2007 |
| Prior Transfer Doc | 7303154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 18, 2026 |
| Property Address | 3359 GARRETT DR SW, CONCORD, NC 28027-8089 |
| Document Number | 0017895175 |
| Book / Page | 17895 / 175 |
| Map Reference | MB 30 PG 90 |
| Instrument Date | Mar 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 497 SHORT ST SW, CONCORD, NC 28027-6429 |
| Name | Verified Name |
|---|---|
| Address | 3622 CURTLAND PL NW, CONCORD, NC 28027-9654 |
| Document Number | 0017895179 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 17895/179 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3359 GARRETT DR SW, CONCORD, NC 28027-8089 |
| Document Number | 12756208 |
| Book / Page | 012756 / 000208 |
| Instrument Date | Nov 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3359 GARRETT DR SW CONCORD NC 280278089, CONCORD, NC 28027-8089 |
| Document Number | 12756208 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 012756/000208 |
| Instrument | 29113 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | RALEIGH, NC 27611-8066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,010 (-) Land $70,000 Building $282,010 | ||
| 2025 | $352,010 (+59.14%) Land $70,000 Building $282,010 | ||
| 2024 | $352,010 (+59.14%) Land $70,000 Building $282,010 | ||
| 2023 | $2,699.00 | $221,200 Land $55,000 Building $166,200 | $221,200 Land $55,000 Building $166,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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