3353 Garrett Dr SW, Concord, NC 28027 Property Records

Cabarrus County property record for 3353 Garrett Dr SW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 1998
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,500 (Oct 2021)
Tax Bill	$3,234 (2023)
Deeds & Mortgages	Oct 2021 Foreclosure Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02036E0096.000000`

Property Details

APN / Parcel Number

Primary APN	`02036E0096.000000`
Alternative APNs	`5509 93 8983` `137061` `126307`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,733 sqft Living Area
Gross Area	2,475 sqft
1st Floor Area	1,733 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	125 ft deep x 87 ft wide
Garage Type	Mixed
Garage Area	512 sqft
Driveway	Concrete Driveway
Driveway Area	1,185 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	230 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	126307
Street Address	3353 GARRETT DR SW
City	CONCORD
State	NC
Zip	28027-8089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 96 ROBERTA FARMS
Legal Subdivision	ROBERTA FARMS
Legal Lot Number	96
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	1
Census Block	1001
Census Tract	42603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3353 GARRETT DR SW, CONCORD, NC 28027-8089
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Commissioner's Deed, Foreclosure · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC
Mar 27, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Mar 27, 2020 · Amount on Record
Deed Book / Page	15609 / 208
Record Updated	Oct 29, 2026

October 2021: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 27, 2021
Property Address	3353 GARRETT DR SW, CONCORD, NC 28027-8089
Document Number	0015609208
Book / Page	15609 / 208
Map Reference	MB 30 PG 90
Instrument Date	Oct 27, 2021
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3353 GARRETT DR SW, CONCORD, NC 28027-8089

Mortgage

Document Number	0015609211
Date	Oct 27, 2021
Instrument	15609/211

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 27, 2020
Property Address	3353 GARRETT DR SW, CONCORD, NC 28027-8089
Document Number	0014084212
Book / Page	14084 / 212
Map Reference	MB 30 PG 90
Instrument Date	Mar 26, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 YELLOW LEAF LN, 620, SUMMERVILLE, SC 29486-8305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3353 GARRETT DR SW, CONCORD, NC 28027-8089
Investor	Possibly a Property Investor

Mortgage

Document Number	0014084214
Date	Mar 27, 2020
Instrument	14084/214

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,920 (-) Land $70,000 Building $305,920
2025		$375,920 (+41.8%) Land $70,000 Building $305,920
2024			$375,920 (+41.8%) Land $70,000 Building $305,920
2023	$3,234.00	$265,100 Land $55,000 Building $210,100	$265,100 Land $55,000 Building $210,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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