Osceola County property record for 3357 Cypress Point Cir, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,431 sqft · built 1998 |
| Lot Size | 0.157 acres (6,838 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Aug 2016) |
| Tax Bill | $2,122 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-26-30-1267-0001-1160 |
| Primary APN | 16-26-30-1267-0001-1160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| Gross Area | 1,939 sqft |
| 1st Floor Area | 1,431 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,838 sqft (0.157 acres) |
| Lot Dimensions | 100 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 108 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3357 CYPRESS POINT CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | CYPRESS POINT UNIT 3 PB 9 PG 111-112 LOT 116 AND A PORTION OF LOT 108 DESCRIBED AS FOLLOWS: COM AT NE COR OF LOT 116, S 09 DEG E 50.65 FT, N 23 DEG W 20.40 FT, N 31.26 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CYPRESS POINT UNIT 3 |
| Legal Tract | 1267 |
| Legal Block | 1160 |
| Legal Lot Number | 116 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 43208 |
3357 Cypress Point Cir is owned and occupied by an individual who bought it in August 2016.
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3357 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2016 · Amount on File |
| Deed Sale | Aug 3, 2016 · Amount on File |
| Prior Sale | Apr 5, 2016 · Amount on File |
| Deed Document Number | 2016118462 |
| Deed Book / Page | 5003 / 2633 |
| Prior Transfer Date | Dec 22, 2005 |
| Prior Transfer Doc | 0030102042 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3357 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3357 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8633 |
| Document Number | 0063330952 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 6333/952 |
| Instrument | 2022182446 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 20, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3357 Cypress Point Cir was $2,122 with a homeowner's exemption, up 3.7% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,122.00 (+3.71%) Homeowner's exemption | $161,481 | $299,600 Land $60,000 Building $239,600 |
| 2024 | $2,046.00 (+3.07%) | ||
| 2023 | $1,985.00 (+4.14%) Homeowner's exemption | $152,361 (+3%) | $283,700 (+20.36%) Land $55,000 Building $228,700 |
| 2022 | $1,906.00 Homeowner's exemption | $147,924 | $235,700 Land $50,000 Building $185,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3357 Cypress Point Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3357 Cypress Point Cir is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Xfinity.
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