3352 Cypress Point Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3352 Cypress Point Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,070 sqft · built 1998
Lot Size	0.132 acres (5,749 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Nov 2018)
Tax Bill	$4,511 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-1267-0001-0770`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-1267-0001-0770`
Alternative APNs	`263016126700010770` `86118`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,070 sqft Living Area
Gross Area	1,566 sqft
1st Floor Area	1,070 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,749 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3352 CYPRESS POINT CIR
City	SAINT CLOUD
State	FL
Zip	34772-8616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	CYPRESS POINT UNIT 3 PB 9 PG 111-112 LOT 77
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CYPRESS POINT UNIT 3
Legal Tract	1267
Legal Block	770
Legal Lot Number	77
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43208

Owner

3352 Cypress Point Cir is owned and occupied by two individuals who bought it in November 2018.

Source: Osceola County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3352 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Feb 16, 2022	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Jan 10, 2024	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Nov 20, 2018	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	Dec 13, 2003 · Amount on File
Deed Document Number	2018170867
Deed Book / Page	5436 / 43
Prior Transfer Date	Apr 19, 2002
Prior Transfer Doc	2044000692
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3352 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8616
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3352 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8616

Mortgage

Document Number	0064421931
Date	Jul 19, 2023
Book Page	6442/1931
Instrument	2023092936

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	AUSTIN, TX 78717

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Jan 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3352 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8616
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3352 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8616

Mortgage

Document Number	0061521025
Date	Feb 16, 2022
Book Page	6152/1025
Instrument	2022026339

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	AUSTIN, TX 78717

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3352 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8616
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3352 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8616

Mortgage

Document Number	0065311927
Date	Jan 10, 2024
Book Page	6531/1927
Instrument	2024003666

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	AUSTIN, TX 78726

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 20, 2018
Property Address	3352 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8616
Document Number	0054360043
Book / Page	5436 / 0043
Map Reference	MB9 PG111&112
Instrument Date	Nov 13, 2018
Instrument	2018170867
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	PARAGON TITLE GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 HAWTHORNE AVE, 2, STATEN ISLAND, NY 10314-1810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 MICHIGAN AVE, KISSIMMEE, FL 34744-1937

Mortgage

Document Number	2018170868
Date	Nov 20, 2018
Instrument	2018170868

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3352 Cypress Point Cir was $4,511.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,511.00	$258,800 Land $60,000 Building $198,800	$258,800 Land $60,000 Building $198,800
2023	$3,922.00 (+13.12%)	$244,600 (+19.96%) Land $55,000 Building $189,600	$244,600 (+19.96%) Land $55,000 Building $189,600
2022	$3,467.00	$203,900 Land $50,000 Building $153,900	$203,900 Land $50,000 Building $153,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3352 Cypress Point Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3352 Cypress Point Cir is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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