3356 Harrow Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 3356 Harrow Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,876 sqft · built 2004
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jul 2013)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1460-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1460-0020`
Alternative APNs	`00316330` `316330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,876 sqft Living Area
Gross Area	3,478 sqft
1st Floor Area	1,248 sqft
Upper Floors Area	80 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2013
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Screened Porch
Porch Area	852 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00316330
Street Address	3356 HARROW RD
City	SPRING HILL
State	FL
Zip	34606-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1460 LOT 2 ORB 353 PG 558
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1460
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3025
Census Tract	41204

Owner

Source: Hernando County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3356 HARROW RD, SPRING HILL, FL 34606-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2013 · Amount on Record
Deed Sale	Jul 25, 2013 · Amount on Record
Prior Sale	Apr 3, 2013
Deed Document Number	201342398
Deed Book / Page	3024 / 1723
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	May 8, 2026
Property Address	3356 HARROW RD, SPRING HILL, FL 34606-3033
Document Number	0000031089
Book / Page	4706 / 480
Instrument Date	Apr 29, 2026
Instrument	202631089
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3356 HARROW RD, SPRING HILL, FL 34606-3033

Mortgage

Document Number	0000031089,
Date	May 8, 2026
Book Page	4706/480
Instrument	202631089

Lender

Name	CAPITAL CITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 10, 2051

Interest

Rate	6.46%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3356 HARROW RD, SPRING HILL, FL 34606-3033
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3356 HARROW RD, SPRING HILL, FL 34606-3033

Mortgage

Document Number	0042891242
Date	Apr 26, 2023
Book Page	4289/1242
Instrument	2023023683

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3356 HARROW RD, SPRING HILL, FL 34606-3033
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3356 HARROW RD, SPRING HILL, FL 34606-3033

Mortgage

Document Number	0039480907
Date	Feb 4, 2021
Book Page	3948/907
Instrument	2021007703

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,425.00 (+42.31%) Homeowner's exemption	$160,873 (+5.99%)	$430,632 (+11.79%) Land $38,000 Building $392,632
2023		$151,785 Land $151,785
2022	$1,704.00		$385,228 Land $32,500 Building $352,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Hotwire Communications, T-Mobile, Verizon.

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