Hernando County property record for 3348 Harrow Rd, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,362 sqft · built 1988 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jun 2021) |
| Tax Bill | $2,886 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5210-1460-0030 |
| Primary APN | R32-323-17-5210-1460-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 1,362 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 215 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00316349 |
|---|---|
| Street Address | 3348 HARROW RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-3033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 21 BLK 1460 LOT 3 ORB 353 PG 575 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 21 |
| Legal Block | 1460 |
| Legal Lot Number | 3 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 41204 |
Source: Hernando County records · APN R32-323-17-5210-1460-0030
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3348 HARROW RD, SPRING HILL, FL 34606-3033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 18, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 17, 2021 | Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP |
| May 10, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on Record |
| Deed Sale | Jun 17, 2021 · Amount on Record |
| Prior Sale | May 10, 2018 · Amount on Record |
| Deed Document Number | 202146088 |
| Deed Book / Page | 4014 / 1933 |
| Last Transfer Date | Feb 09, 2026 |
| Transfer Doc | 0046690910 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 18, 2026 |
| Property Address | 3348 HARROW RD, SPRING HILL, FL 34606-3033 |
| Document Number | 0046690910 |
| Book / Page | 4669 / 910 |
| Map Reference | MB 9 PG 81-96 |
| Instrument Date | Feb 09, 2026 |
| Instrument | 2026010109 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3348 HARROW RD, SPRING HILL, FL 34606-3033 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7882 BEACHPOINT CIR # B14, B14, HUNTINGTON BEACH, CA 92648-1486 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 17, 2021 |
| Property Address | 3348 HARROW RD, SPRING HILL, FL 34606-3033 |
| Document Number | 0040141933 |
| Book / Page | 4014 / 1933 |
| Map Reference | MB 9 PG 81-96 |
| Instrument Date | Jun 03, 2021 |
| Instrument | 2021046088 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Title Company | NOT AVAILABLE, TRUSTED TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9276 LONG ISLAND RD, 9276, BROOKSVILLE, FL 34613-4335 |
| Name | Verified Name |
|---|---|
| Address | 3348 HARROW RD, SPRING HILL, FL 34606-3033 |
| Document Number | 40141935 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 4014/1935 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 10, 2018 |
| Property Address | 3348 HARROW RD, SPRING HILL, FL 34606-3033 |
| Document Number | 0035820057 |
| Book / Page | 003582 / 000057 |
| Instrument Date | May 04, 2018 |
| Instrument | 28562 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | REPUBLIC LAND AND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $896.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3348 HARROW RD SPRING HILL FL 346063033, SPRING HILL, FL 34606-3033 |
| Document Number | 35820059 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 003582/000059 |
| Instrument | 28563 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2048 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,886.00 (+33.18%) Homeowner's exemption | $193,193 (+5.99%) | $200,713 (+5.11%) Land $38,000 Building $162,713 |
| 2023 | $182,280 Land $25,612 Building $156,668 | ||
| 2022 | $2,167.00 | $190,961 Land $32,500 Building $158,461 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
May also be available: Hotwire Communications, T-Mobile USA, Verizon.
Based on FCC filings for 402 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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