3355 Ady Rd, Street, MD 21154 Property Records

Harford County property record for 3355 Ady Rd, Street, MD 21154

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,716 sqft · built 1990
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on File
Last Sale	$184,250 (Oct 2021)
Tax Bill	$4,748 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-002257`

Property Details

APN / Parcel Number

Primary APN	`05-002257`
Alternative APNs	`5002257` `002257`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,716 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	95,396 sqft (2.19 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	002257
Street Address	3355 ADY RD
City	STREET
State	MD
Zip	21154-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 2.19 AC 3355 ADY ROAD LD J J SPARR & WF P42/77
Legal Subdivision	LD SPARR J J 46 79
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	3
Census Block	3009
Census Tract	305100

Owner

3355 Ady Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3355 ADY RD, STREET, MD 21154-1607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC
Oct 1, 2021	Deed, Transfer · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Deed Book / Page	15066 / 337
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	0150660337
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3355 ADY RD, STREET, MD 21154-1607
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	SANCTUARY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153270156
Date	Jan 25, 2022
Book Page	15327/156

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company
Address	NEWARK, DE 19711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jul 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 1, 2021
Property Address	3355 ADY RD, STREET, MD 21154-1607
Document Number	0150660337
Book / Page	15066 / 337
Map Reference	MB HDC42 FO 77
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SANCTUARY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3355 ADY RD, STREET, MD 21154-1607

Mortgage

Document Number	0015066343
Date	Oct 1, 2021
Instrument	15066/343

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3355 Ady Rd was $4,748 with a homeowner's exemption, up 14% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,748.00 (+14%) Homeowner's exemption	$430,167 (+6.63%)	$456,900 (-) Land $120,900 Building $336,000
2025	$4,165.00 Homeowner's exemption	$403,433	$456,900 Land $120,900 Building $336,000
2023		$362,767	$376,700 Land $120,900 Building $255,800
2022	$3,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3355 Ady Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1984–2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3355 Ady Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: IQ Fiber.

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