3347 Ady Rd, Street, MD 21154 Property Records

Harford County property record for 3347 Ady Rd, Street, MD 21154

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,750 sqft · built 1995
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Feb 1994)
Tax Bill	$5,358 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-052556`

Property Details

APN / Parcel Number

Primary APN	`05-052556`
Alternative APNs	`5052556` `052556`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,750 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Built-in
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	740 sqft
Porch	Slab
Porch Area	336 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	052556
Street Address	3347 ADY RD
City	STREET
State	MD
Zip	21154-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 6 2 AC 3347-A ADY ROAD LD SPARR PT 135/25
Legal Subdivision	FINAL PLAT LAND O FJOSEPH J SPARR
Legal Lot Number	6
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	3
Census Block	3009
Census Tract	305100

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3347 ADY RD, A, STREET, MD 21154-1607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HAR CO CU
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit HAR-CO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 1994 · Amount on Record
Deed Sale	Feb 2, 1994 · Amount on Record
Deed Book / Page	2079 / 628
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3347 ADY RD, STREET, MD 21154-1607
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148650028
Date	Jun 25, 2021
Book Page	14865/28

Lender

Name	HAR CO CU
Type	Credit Union
Address	BEL AIR, MD 21014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3347 ADY RD, STREET, MD 21154-1607
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	GUARANTEED TRUST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122520210
Date	Mar 7, 2017
Book Page	12252/0210
Instrument	12252-0210

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3347 ADY RD, STREET, MD 21154-1607
Document Number	0124600339
Book / Page	012460 / 000339
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017
Title Company	KEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3347A ADY RD STREET MD 211541607, STREET, MD 21154-1607

Mortgage

Document Number	0124600339
Date	Aug 8, 2017
Book Page	012460/000339

Lender

Name	HAR-CO CU
Address	BEL AIR, MD 21014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,358.00 (+14.39%) Homeowner's exemption	$486,100 (+18.1%)	$517,000 (+21.85%) Land $120,100 Building $396,900
2025	$4,684.00 (+6.29%) Homeowner's exemption
2023		$411,600	$424,300 Land $120,100 Building $304,200
2022	$4,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1984–2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: IQ Fiber.

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