3353 Binnacle Dr, Naples, FL 34103 Property Records

Collier County property record for 3353 Binnacle Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	2,073 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Company Names on Record
Last Sale	$5,500,000 (Feb 2026)
Tax Bill	$17,373 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2024 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`088600 J 294A21`

Property Details

APN / Parcel Number

Primary APN	`088600 J 294A21`
Alternative APNs	`13031520009023700J294` `13031520009`

Interior

Stories	1 Story
Building Area	2,073 sqft Living Area
1st Floor Area	2,073 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	154 ft deep x 95 ft wide
Deck Area	791 sqft

Location & Zoning

Street Address	3353 BINNACLE DR
City	NAPLES
State	FL
Zip	34103-4167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 7 BLK J LOT 29 OR 1890 PG 001
Legal Range	25
Legal Township	49
Legal Section	21
Legal Subdivision	MOORINGS UNIT 7
Legal Tract	088600
Legal Block	J
Legal Lot Number	29
Legal Unit	7
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1001
Census Tract	301

Owner

Source: Collier County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3353 BINNACLE DR, NAPLES, FL 34103-4167
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Warranty Deed, Transfer · Conventional Mortgage BNY MELLON NA
Oct 24, 2024	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 23, 2024	Warranty Deed, Transfer · Line of Credit FINEMARK NATIONAL BANK & TRUST
May 8, 2023	Warranty Deed, Transfer · Line of Credit FINEMARK NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	Oct 24, 2024 · Amount on Record
Deed Document Number	20266781459
Deed Book / Page	6550 / 3198
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 4, 2026
Property Address	3353 BINNACLE DR, NAPLES, FL 34103-4167
Document Number	0065503198
Book / Page	6550 / 3198
Map Reference	MB 8 PG 27&28
Instrument Date	Feb 3, 2026
Instrument	6781459
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3084 TAMIAMI TRL N, NAPLES, FL 34103-2754

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3353 BINNACLE DR, NAPLES, FL 34103-4167

Mortgage

Document Number	0065503200
Date	Feb 4, 2026
Instrument	6550/3200

Lender

Name	BNY MELLON NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 24, 2024
Property Address	3353 BINNACLE DR, NAPLES, FL 34103-4167
Document Number	0064080952
Book / Page	6408 / 952
Map Reference	MB 8 PG 27&28
Instrument Date	Oct 22, 2024
Instrument	6604995
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$12,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 PANAY AVE, NAPLES, FL 34113-8633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3084 TAMIAMI TRL N, NAPLES, FL 34103-2754

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 23, 2024
Property Address	3353 BINNACLE DR, NAPLES, FL 34103-4167
Document Number	0063823774
Book / Page	6382 / 3774
Map Reference	MB 8 PG 27
Instrument Date	Jul 19, 2024
Instrument	6574100
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3838 TAMIAMI TRL N, NAPLES, FL 34103-3590

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3353 BINNACLE DR, NAPLES, FL 34103-4167

Mortgage

Document Number	0063823776
Date	Jul 23, 2024
Instrument	6382/3776

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 8, 2023
Property Address	3353 BINNACLE DR, NAPLES, FL 34103-4167
Document Number	0062442982
Book / Page	6244 / 2982
Map Reference	MB 8 PG 27
Instrument Date	Apr 24, 2023
Instrument	6399859
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$14,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7028 FARRINGTON FARMS DR, WILMINGTON, NC 28411-6106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3838 TAMIAMI TRL N STE 416, 416, NAPLES, FL 34103-3586

Mortgage

Document Number	0062442986
Date	May 8, 2023
Instrument	6244/2986

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2053

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,373.00 (+19.4%)	$1,919,472 (+65.22%) Land $1,878,240 Building $41,232	$1,919,472 (-6.23%) Land $1,878,240 Building $41,232
2023	$14,550.00 (+10.44%)	$1,161,755 (+1%)	$2,047,022 (+21.25%) Land $2,008,272 Building $38,750
2022	$13,175.00	$1,056,141	$1,688,274 Land $1,532,210 Building $156,064

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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