2990 Binnacle Dr, Naples, FL 34103 Property Records

Collier County property record for 2990 Binnacle Dr, Naples, FL 34103

Property Summary

Property Type	Multi-Family Dwellings
Details	1,220 sqft · built 1977
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Dec 1998)
Tax Bill	$2,199 (2025)
Deeds & Mortgages	Jul 2023 Transfer Nov 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`088300 D 14A21`

Property Details

APN / Parcel Number

Primary APN	`088300 D 14A21`
Alternative APNs	`12980760005023600D14` `12980760005`

Interior

Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,220 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	97.7 ft deep x 86 ft wide
Pool Area	450 sqft
Deck Area	839 sqft

Location & Zoning

Street Address	2990 BINNACLE DR
City	NAPLES
State	FL
Zip	34103-4437
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 6 BLK D A PORT OF LOT 1 FURTHER DESC AS FOLL: BEG AT NW CNR OF SAID LOT 1, S 81.50FT ALG W BDRY OF LOT 1, N 89 DEG E 57.34FT, S 68 DEG E 43,50FT, N 98.17FT PARALLEL WITH AND 32.30FT W OF E BDRY OF LOT 1 TO N BDRY OF LOT 1, S 89 DEG W 97
Legal Range	25
Legal Township	49
Legal Section	21
Legal Subdivision	MOORINGS UNIT 6
Legal Tract	088300
Legal Block	D
Legal Lot Number	1
Legal Unit	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1009
Census Tract	301

Owner

Source: Collier County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2990 BINNACLE DR, NAPLES, FL 34103-4437
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 9, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FL INTEGRITY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 1998 · Amount on Record
Deed Sale	Dec 17, 1998 · Amount on Record
Prior Sale	Jun 2, 1994 · Amount on Record
Deed Book / Page	2492 / 1524
Last Transfer Date	Jul 3, 2023
Transfer Doc	0062681563
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jul 14, 2023
Property Address	2990 BINNACLE DR, NAPLES, FL 34103-4437
Document Number	0062681563
Book / Page	6268 / 1563
Map Reference	MB 8 PG 7&8
Instrument Date	Jul 13, 2023
Instrument	6428608
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2990 BINNACLE DR, NAPLES, FL 34103-4437

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2990 BINNACLE DR, NAPLES, FL 34103-4437

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2990 BINNACLE DR, NAPLES, FL 34103-4437
Document Number	0054483149
Book / Page	005448 / 003149
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2990 BINNACLE DR NAPLES FL 341034437, NAPLES, FL 34103-4437

Mortgage

Document Number	0054483149
Date	Nov 15, 2017
Book Page	005448/003149
Instrument	5470679

Lender

Name	FIRST FL INTEGRITY BK
Type	Bank
Address	NAPLES, FL 34101-9925

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 14, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,199.00 (+2.42%) Homeowner's exemption	$281,690 (+5.99%)	$1,222,821 (+3.19%) Land $1,081,600 Building $141,221
2024	$2,147.00 (+2.04%)
2023	$2,104.00 (-2.19%) Homeowner's exemption	$265,778 (+3%)	$1,185,059 (+18.6%) Land $1,156,480 Building $28,579
2022	$2,151.00 Homeowner's exemption	$258,037	$999,204 Land $882,336 Building $116,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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