3351 Velor Rd, Mc David, FL 32568 Property Records

Escambia County property record for 3351 Velor Rd, Mc David, FL 32568

Property Summary

Property Type	General Agricultural/Rural
Details	5 ba · 5,565 sqft · built 2021
Lot Size	61.5 acres (2,681,118 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Feb 2026)
Tax Bill	$9,753 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-4N-32-3101-000-000`

Property Details

APN / Parcel Number

Primary APN	`02-4N-32-3101-000-000`
Alternative APN	`122495510`

Interior

Full Baths	5 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	5,565 sqft Gross Area
1st Floor Area	2,597 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	2,681,118 sqft (61.5 acres)
View / Lot	Woodland
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	122495510
Street Address	3351 VELOR RD
City	MC DAVID
State	FL
Zip	32568-2114
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AGR
Legal Description	COMMENCE AT THE SOUTHWEST CORNER OF SECTION 2, TOWNSHIP 4 NORTH, RANGE 32 WEST, ESCAMBIA COUNTY, FLORIDA; THENCE GO SOUTH 88 DEGREES 04 MINUTES 10 SECONDS EAST, ALONG THE SOUTH LINE OF SAID SECTION 2, FOR A DISTANCE OF 1339.81 FEET TO THE SOUTHWEST C
Legal Range	32W
Legal Township	04N
Legal Section	02
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CENTURY
Census Block Group	1
Census Block	1042
Census Tract	3900

Owner

Source: Escambia County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3692 WILDER RD, CANTONMENT, FL 32533-9575
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK
Jan 26, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 29, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Sep 29, 2025 · Amount on Record
Deed Document Number	202610564
Deed Book / Page	9444 / 904
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Recording Date	Aug 26, 2026
Property Address	3351 VELOR RD, MC DAVID, FL 32568-2114
Document Number	0000066419
Book / Page	9542 / 583
Instrument Date	Aug 17, 2026
Instrument	202666419
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3692 WILDER RD, CANTONMENT, FL 32533-9575

Mortgage

Document Number	0000066419,
Date	Aug 26, 2026
Book Page	9542/583
Instrument	202666419

Lender

Name	AMERICAN BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Aug 31, 2040

Interest

Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	3351 VELOR RD, MC DAVID, FL 32568-2114
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3351 VELOR RD, MC DAVID, FL 32568-2114
Investor	Possibly a Property Investor

Mortgage

Document Number	0087081411
Date	Jan 26, 2022
Book Page	8708/1411
Instrument	2022007837

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Sep 29, 2025
Property Address	3351 VELOR RD, MC DAVID, FL 32568-2114
Document Number	0093831292
Book / Page	9383 / 1292
Instrument Date	Sep 26, 2025
Instrument	2025074018
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 RALEIGH WAY, HUNTSVILLE, AL 35811-9459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 ANGUS CIR, MOLINO, FL 32577-4900
Investor	Possibly a Property Investor

Mortgage

Document Number	0093831296
Date	Sep 29, 2025
Instrument	9383/1296

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,753.00 (+8.13%)	$753,141 (+2.88%)	$956,375 (+12.98%) Land $123,100 Building $833,275
2024	$9,020.00 (-1.41%) Homeowner's exemption Veteran's exemption	$732,057 (+1.07%)	$846,507 (+2.42%) Land $28,100 Building $818,407
2023	$9,149.00 (+2.11%) Homeowner's exemption Veteran's exemption	$724,339 (+2.98%)	$826,509 (-5.5%) Land $28,100 Building $798,409
2022	$8,960.00 Homeowner's exemption Veteran's exemption	$703,388	$874,574 Land $33,875 Building $840,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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