2865 Velor Rd, Mc David, FL 32568 Property Records

Escambia County property record for 2865 Velor Rd, Mc David, FL 32568

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,421 sqft · built 2017
Lot Size	4.02 acres (175,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,700 (Apr 2026)
Tax Bill	$1,380 (2024)
Deeds & Mortgages	Apr 2026 Sale Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-4N-32-1302-000-000`

Property Details

APN / Parcel Number

Primary APN	`11-4N-32-1302-000-000`
Alternative APN	`122585500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	1,421 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	175,111 sqft (4.02 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	784 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	122585500
Street Address	2865 VELOR RD
City	MC DAVID
State	FL
Zip	32568-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	BEG AT SE COR OF W 1/2 OF E 1/2 OF SEC N 1 DEG 48 MIN 22 SEC E ALG E LI OF W 1/2 OF E 1/2 3950 56/100 FT N 87 DEG 48 MIN 16 SEC W 189 81/100 FT N 87 DEG 48 MIN 26 SEC W 236 98/100 FT S 1 DEG 48 MIN 22 SEC W PARL WITH E LI OF W 1/2 OF E 1/2 S 1 DEG 48
Legal Range	32W
Legal Township	04N
Legal Section	11
Legal Subdivision	SUBDIVISION NUMBER: 1302
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CENTURY
Census Block Group	1
Census Block	1045
Census Tract	3900

Owner

Source: Escambia County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3640 MAYHAW RD, MC DAVID, FL 32568-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 6, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 18, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Deed Document Number	202629677
Deed Book / Page	9478 / 860
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 16, 2026
Property Address	2865 VELOR RD, MC DAVID, FL 32568-2110
Document Number	0000029677
Book / Page	9478 / 860
Instrument Date	Apr 16, 2026
Instrument	202629677
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$16,755.90
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 MAYHAW RD, MC DAVID, FL 32568-2128

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	2865 VELOR RD, MC DAVID, FL 32568-2110
Document Number	0078081363
Book / Page	007808 / 001363
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2865 VELOR RD MC DAVID FL 325682110, MC DAVID, FL 32568-2110

Mortgage

Document Number	0078081363
Date	Nov 13, 2017
Book Page	007808/001363
Instrument	89057

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	2865 VELOR RD, MC DAVID, FL 32568-2110
Document Number	0077490982
Book / Page	007749 / 000982
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2865 VELOR RD MC DAVID FL 325682110, MC DAVID, FL 32568-2110

Mortgage

Document Number	0077490982
Date	Jul 25, 2017
Book Page	007749/000982
Instrument	56590

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,854 (+5.99%)	$240,841 (+3.86%) Land $20,574 Building $220,267
2024	$1,380.00 (+1.32%)
2023	$1,362.00 (+3.03%) Homeowner's exemption Veteran's exemption	$138,560 (+3%)	$231,893 (+13.63%) Land $20,574 Building $211,319
2022	$1,322.00 Homeowner's exemption Veteran's exemption	$134,525	$204,083 Land $12,573 Building $191,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EREC WATER SYSTEM serves 4,238 people · EPA ID FL1170718
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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