3351 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 3351 Flagler Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,618 sqft · built 1996
Lot Size	0.049 acres (2,165 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jul 2018)
Tax Bill	$5,517 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00052861-000141`

Property Details

APN / Parcel Number

Primary APN	`00052861-000141`
Alternative APNs	`01010100052861000141` `8730381`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft
Flooring	Concrete/Cement
Interior Walls	Masonry

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2016
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,165 sqft (0.049 acres)

Exterior Amenities

Pool Area	126 sqft
Porch	Open Porch
Porch Area	745 sqft
Deck Area	390 sqft
Patio Area	390 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	8730381
Old Parcel Number	01010100052861000141
Street Address	3351 FLAGLER AVE
City	KEY WEST
State	FL
Zip	33040-4682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT BLK 6 VILLAS OF KEY WEST PB7-15 A/K/A UNIT 41 KEY WEST ESTATES OR1441-1444/45 OR1843-960/961 OR1957-1172/73 OR2649-660/61
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	KEY WEST FOUNDATION CO PLAT NO 1
Legal Block	6
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3021
Census Tract	971900

Owner

3351 Flagler Ave is owned by two individuals who bought it in July 2018.

Source: Monroe County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1901 FLAGLER AVE, KEY WEST, FL 33040-3639
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jul 12, 2018	Warranty Deed, Transfer · Conventional with PMI IBERIABANK
Feb 22, 2017	Quit Claim Deed, Transfer · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Prior Sale	Sep 11, 2013 · Amount on File
Deed Document Number	2177705
Deed Book / Page	2916 / 1778
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3351 FLAGLER AVE, KEY WEST, FL 33040-4682
Document Number	0030170452
Instrument Date	Mar 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1901 FLAGLER AVE KEY WEST FL 330403639, KEY WEST, FL 33040-3639

Mortgage

Document Number	0030170452
Date	Apr 7, 2020
Book Page	003017/000452
Instrument	2262562

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 6, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 12, 2018
Property Address	3351 FLAGLER AVE, KEY WEST, FL 33040-4682
Document Number	0029161778
Book / Page	002916 / 001778
Instrument Date	Jul 12, 2018
Instrument	2177705
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1901 FLAGLER AVE KEY WEST FL 330403639, KEY WEST, FL 33040-3639

Mortgage

Document Number	29161780
Date	Jul 12, 2018
Book Page	002916/001780
Instrument	2177706

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Feb 22, 2017
Property Address	3351 FLAGLER AVE, KEY WEST, FL 33040-4682
Document Number	0028400453
Book / Page	002840 / 000453
Instrument Date	Feb 14, 2017
Instrument	2111268
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	DATA SEARCH INC

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3351 FLAGLER AVE KEY WEST FL 330404682, KEY WEST, FL 33040-4682

Mortgage

Document Number	28431532
Date	Feb 22, 2017
Book Page	002843/001532
Instrument	2114179

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 21, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$714,618 Land $336,882 Building $377,736	$714,618 Land $336,882 Building $377,736
2024	$5,517.00 (+8.54%)
2023	$5,083.00 (+11.47%)	$628,188 (+12.61%) Land $292,041 Building $336,147	$628,188 (+12.61%) Land $292,041 Building $336,147
2022	$4,560.00	$557,829 Land $219,043 Building $338,786	$557,829 Land $219,043 Building $338,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3351 Flagler Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 298 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	298 in force
Nearby Flood Claims	232 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 32 claims Hurricane Wilma, Nov 2005 · 134 claims Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3351 Flagler Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

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