3349 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 3349 Flagler Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,618 sqft · built 1996
Lot Size	0.049 acres (2,165 sqft)
Owner	2 Individual Names on File
Last Sale	$434,000 (Jul 2015)
Tax Bill	$5,693 (2024)
Deeds & Mortgages	Jan 2024 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00052861-000139`

Property Details

APN / Parcel Number

Primary APN	`00052861-000139`
Alternative APNs	`01010100052861000139` `8730357`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2015
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,165 sqft (0.049 acres)

Exterior Amenities

Pool Area	160 sqft
Porch	Open Porch
Porch Area	859 sqft
Deck Area	390 sqft
Patio Area	390 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	8730357
Old Parcel Number	01010100052861000139
Street Address	3349 FLAGLER AVE
City	KEY WEST
State	FL
Zip	33040-4682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT BLK 6 VILLAS OF KEY WEST PB7-15 A/K/A UNIT 39 KEY WEST ESTATES OR1427-387/88 OR1588-783D/C OR1588-786/87 OR1622-449/50
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	KEY WEST FOUNDATION CO PLAT NO 1
Legal Block	6
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3021
Census Tract	971900

Owner

3349 Flagler Ave is owned and occupied by two individuals who bought it in July 2015.

Source: Monroe County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3349 FLAGLER AVE, KEY WEST, FL 33040-4682
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 22, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 28, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2015 · Amount on File
Deed Sale	Jul 9, 2015 · Amount on File
Prior Sale	Jan 28, 2015 · Amount on File
Deed Document Number	2036984
Deed Book / Page	2750 / 0875
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3349 FLAGLER AVE, KEY WEST, FL 33040-4682
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3349 FLAGLER AVE, KEY WEST, FL 33040-4682

Mortgage

Document Number	0032571731
Date	Jan 8, 2024
Book Page	3257/1731
Instrument	2447061

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2044

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3349 FLAGLER AVE, KEY WEST, FL 33040-4682
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3349 FLAGLER AVE, KEY WEST, FL 33040-4682

Mortgage

Document Number	0031322471
Date	Oct 22, 2021
Book Page	3132/2471
Instrument	2345109

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	286 Months
Due	Aug 1, 2045

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3349 FLAGLER AVE, KEY WEST, FL 33040-4682
Document Number	0029230728
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3349 FLAGLER AVE KEY WEST FL 330404682, KEY WEST, FL 33040-4682

Mortgage

Document Number	0029230728
Date	Aug 22, 2018
Book Page	002923/000728
Instrument	2183478

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 21, 2045

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3349 FLAGLER AVE, KEY WEST, FL 33040-4682
Document Number	0028970106
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3349 FLAGLER AVE KEY WEST FL 330404682, KEY WEST, FL 33040-4682

Mortgage

Document Number	0028970106
Date	Mar 20, 2018
Book Page	002897/000106
Instrument	2160259

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$694,064	$694,503 Land $322,202 Building $372,301
2024	$5,693.00 (+13.52%)
2023	$5,015.00 (+11.25%)	$610,673 (+12.01%) Land $279,315 Building $331,358	$610,673 (+12.01%) Land $279,315 Building $331,358
2022	$4,508.00	$545,186 Land $209,499 Building $335,687	$545,186 Land $209,499 Building $335,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3349 Flagler Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 298 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	298 in force
Nearby Flood Claims	232 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 32 claims Hurricane Wilma, Nov 2005 · 134 claims Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3349 Flagler Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

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