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3351 Apache Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3351 Apache Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,900 sqft Heated Area
Lot Size264,409 sqft (6.07 acres)
OccupancyOwner Occupied
Last Sale$175,000 (2017)
Tax Bill$4,530.00 (2025)

Property Details

APN / Parcel Number

Primary APN252629410000300020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,900 sqft Heated Area
Gross Area2,536 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area264,409 sqft (6.07 acres)
Garage TypeFinished Garage
Shed1 Shed
Shed Area300 sqft Shed
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3351 APACHE RD
CitySAINT CLOUD
StateFL
Zip34772-8638
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMC COOLS ADDN PB 1 PG 78 BLK 30, COM AT SW COR OF LOT 2, N90-00-00E 271.09 FT, N00-03-30W 322 FT, N90-00-00E 135.57 FT,
Legal Range29E
Legal Township26S
Legal Section25
Legal SubdivisionBARBER
Legal Tract4100
Legal Block30
Legal Lot Number2
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1006
Census Tract43209

Owner

Source: Osceola County records · APN 252629410000300020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 702495, SAINT CLOUD, FL 34770-2495
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2019Deed of Trust, Mortgage · Building or Construction Mortgage
CENTERSTATE BANK OF FLORIDA NA
Apr 01, 2020Loan Modification, Mortgage
CENTERSTATE BK NA
Nov 08, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
May 23, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2017 · Amount on Record
Deed SaleSep 07, 2017 · Amount on Record
Deed Doc Number2017128945
Deed Book / Page5206 / 0541
Record RefreshedJun 08, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3351 APACHE RD, SAINT CLOUD, FL 34772-8638
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055342279
DateJun 04, 2019
Book Page5534/2279
Instrument2019071394
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term372 Months
DueJun 01, 2050
Interest
Rate TypeAdjustable Rate
Rate4.62%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJun 01, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.62%
Index1-Year CMT
Max Rate10.5%

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3351 APACHE RD, SAINT CLOUD, FL 34772-8638
Document Number0057031580
Instrument DateApr 01, 2020
Transaction TypeMortgage
Record UpdatedJun 09, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3351 APACHE RD ST CLOUD FL 347728638, ST CLOUD, FL 34772-8638

Mortgage

Document Number0057031580
DateApr 03, 2020
Book Page005703/001580
Instrument46714
Lender
NameCENTERSTATE BK NA
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
AmountAmount Recorded
Term360 Months
DueApr 02, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateNov 08, 2019
Property Address3351 APACHE RD, SAINT CLOUD, FL 34772-8638
Document Number0056202806
Book / Page005620 / 002806
Instrument DateOct 25, 2019
Instrument146034
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1981 KEYSTONE AVE ST CLOUD FL 34772, ST CLOUD, FL 34772

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 23, 2019
Property Address3351 APACHE RD, SAINT CLOUD, FL 34772-8638
Document Number0055290890
Book / Page005529 / 000890
Instrument DateMay 22, 2019
Instrument66858
Transaction TypeTransfer
Record UpdatedJun 05, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6100 TIMBER CREST DR ST CLOUD FL 347727845, ST CLOUD, FL 34772-7845

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,530.00 (+7.09%) Homeowner's exemption$316,443 (+5.99%)$456,700 (+9.44%) Land $175,400 Building $281,300
2023$4,230.00 (+4.03%) Homeowner's exemption$298,568 (+3%)$417,300 (+10.84%) Land $141,100 Building $276,200
2022$4,066.00 Homeowner's exemption$289,872$376,500 Land $141,100 Building $235,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 81% of the US · above 70% of Florida
Wildfire LikelihoodAbout 1 in 163 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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