3320 Apache Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3320 Apache Rd, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1998
Square Footage	2,183 sqft Living Area
Lot Size	108,028 sqft (2.48 acres)
Garage	Attached, 484 sqft
Occupancy	Owner Occupied
Tax Bill	$2,486.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-26-29-4100-0031-0010`
Alternative APNs	`262925410000310010` `58852`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,183 sqft Living Area
Gross Area	3,062 sqft Gross Area
1st Floor	2,183 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	108,028 sqft (2.48 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	38 sqft Pool
Deck Area	890 sqft Deck
Porch Area	395 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3320 APACHE RD
City	SAINT CLOUD
State	FL
Zip	34772-8637
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MCCOOLS ADDN PB 1 PG 78 BLK 31 E 306.2 FT OF LOT 1 LESS N 294 FT
Legal Range	29E
Legal Township	26S
Legal Section	25
Legal Subdivision	McCOOLS ADD TO KISSIMMEE PARK
Legal Tract	4100
Legal Block	31
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 25-26-29-4100-0031-0010

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3320 APACHE RD, SAINT CLOUD, FL 34772-8637
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 19, 2026
Transfer Doc	0000079373
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 16, 2026
Property Address	3320 APACHE RD, SAINT CLOUD, FL 34772-8637
Document Number	0000079373
Book / Page	6989 / 632
Instrument Date	May 19, 2026
Instrument	202679373
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3320 APACHE RD, SAINT CLOUD, FL 34772-8637
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,486.00 (+8.75%) Homeowner's exemption	$168,888 (+5.99%)	$333,800 (+4.71%) Land $66,000 Building $267,800
2023	$2,286.00 (+5.01%) Homeowner's exemption	$159,349 (+3%)	$318,800 (+12.65%) Land $58,900 Building $259,900
2022	$2,177.00 Homeowner's exemption	$154,708	$283,000 Land $58,900 Building $224,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	About 1 in 160 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.