3347 Coldstream Dr, Lexington, KY 40517 Property Records

Lexington-Fayette Urban County property record for 3347 Coldstream Dr, Lexington, KY 40517

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,770 sqft · built 1966
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Last Sale	$316,000 (Jul 2024)
Tax Bill	$3,362 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2017 Mortgage + 3 more
APN	`10692050`

Property Details

APN / Parcel Number

Primary APN	`10692050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,770 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	682 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Lot Area	9,100 sqft (0.209 acres)
Lot Width	70 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3347 COLDSTREAM DR
City	LEXINGTON
State	KY
Zip	40517-2860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	C-766 GAINESWAY UNIT 6 SEC 1 LOT 12; BOOK: 2889 PAGE: 189
Legal Subdivision	GAINESWAY
Legal Block	A
Legal Lot Number	12
Legal Unit	6
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHEAST
Census Block Group	1
Census Block	1007
Census Tract	3405

Owner

3347 Coldstream Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3347 COLDSTREAM DR, LEXINGTON, KY 40517-2860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Jul 12, 2017	Deed of Trust, Mortgage BANK OF AMERICA NA
Jul 30, 2024	Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
Jun 5, 2024	Deed, Transfer
Apr 30, 2024	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Jun 5, 2024 · Amount on File
Deed Document Number	202464
Deed Book / Page	4085 / 328
Prior Transfer Date	May 28, 2024
Prior Transfer Doc	DB4076/220
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3347 COLDSTREAM DR, LEXINGTON, KY 40517-2860
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3347 COLDSTREAM DR, LEXINGTON, KY 40517-2860

Mortgage

Document Number	MB11166/498
Date	Mar 4, 2026
Book Page	MB 11166/498
Instrument	202603040059

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3347 COLDSTREAM DR, LEXINGTON, KY 40517-2860
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008885/534
Date	Jul 12, 2017
Book Page	8885/534

Lender

Name	BANK OF AMERICA NA

Agreement

Amount	Amount on Record

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 30, 2024
Property Address	3347 COLDSTREAM DR, LEXINGTON, KY 40517-2860
Document Number	DB4085/328
Book / Page	DB 4085 / 328
Map Reference	CAB C SL 766
Instrument Date	Jul 17, 2024
Instrument	202407300064
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 TANBARK RD APT 327, 327, LEXINGTON, KY 40515-1896

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3347 COLDSTREAM DR, LEXINGTON, KY 40517-2860

Mortgage

Document Number	202407300065
Date	Jul 30, 2024
Instrument	202407300065

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jun 5, 2024
Property Address	3347 COLDSTREAM DR, LEXINGTON, KY 40517-2860
Document Number	DB4076/220
Book / Page	DB 4076 / 220
Map Reference	CAB C SL 766
Instrument Date	May 28, 2024
Instrument	202406050016
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	527 GUNDERSON AVE, OAK PARK, IL 60304-1419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 COLDSTREAM DRIVE, LEXINGTON, KY 40517

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE KY
Recording Date	Apr 30, 2024
Property Address	3347 COLDSTREAM DR, LEXINGTON, KY 40517-2860
Document Number	0DB4070/92
Book / Page	DB 4070 / 92
Map Reference	CAB C SL 766
Instrument Date	Apr 16, 2024
Instrument	202404300030
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3347 COLDSTREAM DR, LEXINGTON, KY 40517-2860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 GUNDERSON AVE, OAK PARK, IL 60304-1419

Tax Assessment & Valuation

The 2026 property tax bill for 3347 Coldstream Dr was $3,362 with a homeowner's exemption, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,362.00 (+1.88%)	$316,000 (-)	$316,000 (-)
2025	$3,300.00 Homeowner's exemption	$316,000	$316,000
2023	$2,454.00 Homeowner's exemption	$244,900	$244,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3347 Coldstream Dr; there have been 13 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1989–2015)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 3 claims Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3347 Coldstream Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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