3335 Coldstream Dr, Lexington, KY 40517 Property Records

Lexington-Fayette Urban County property record for 3335 Coldstream Dr, Lexington, KY 40517

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,016 sqft · built 1966
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (May 2023)
Tax Bill	$3,738 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Nov 2020 Mortgage + 2 more
APN	`12811500`

Property Details

APN / Parcel Number

Primary APN	`12811500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,016 sqft Living Area
Basement Area	946 sqft
Finished Basement	946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Lot Area	9,100 sqft (0.209 acres)
Lot Width	70 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3335 COLDSTREAM DR
City	LEXINGTON
State	KY
Zip	40517-2860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	C-766 GAINESWAY UNIT 6 SECT 1 LOT 9; BOOK: 3301 PAGE: 303
Legal Subdivision	GAINESWAY
Legal Block	A
Legal Lot Number	9
Legal Unit	6
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHEAST
Census Block Group	1
Census Block	1007
Census Tract	3405

Owner

3335 Coldstream Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3335 COLDSTREAM DR, LEXINGTON, KY 40517-2860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2017	Deed of Trust, Mortgage MEMBERS HERITAGE CR UN
Nov 18, 2020	Deed of Trust, Mortgage GUARDIAN SAV BK FSB
Apr 15, 2021	Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN
Apr 29, 2025	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Prior Sale	Mar 31, 2015 · Amount on File
Deed Document Number	202338
Deed Book / Page	4015 / 371
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3335 COLDSTREAM DR, LEXINGTON, KY 40517-2860
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008789/028
Date	Mar 8, 2017
Book Page	8789/028

Lender

Name	MEMBERS HERITAGE CR UN

Agreement

Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3335 COLDSTREAM DR, LEXINGTON, KY 40517-2860
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009835/399
Date	Nov 18, 2020
Book Page	9835/399

Lender

Name	GUARDIAN SAV BK FSB

Agreement

Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3335 COLDSTREAM DR, LEXINGTON, KY 40517-2860
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000028/560
Date	Apr 15, 2021
Book Page	0028/560

Lender

Name	UNIVERSITY OF KY FED CR UN

Agreement

Amount	Amount on Record

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3335 COLDSTREAM DR, LEXINGTON, KY 40517-2860
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MB10986/421
Date	Apr 29, 2025
Book Page	MB 10986/421
Instrument	202504290037

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3335 Coldstream Dr was $3,738, up 11% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,738.00 (+10.95%)	$296,700 (+8.88%)	$296,700 (+8.88%)
2025	$3,369.00	$272,500	$272,500
2023	$3,369.00 (+29.23%)	$272,500 (+33.51%)	$272,500 (+33.51%)
2022	$2,607.00	$204,100	$204,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3335 Coldstream Dr; there have been 13 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1989–2015)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 3 claims Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3335 Coldstream Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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