3346 Primrose Willow Dr, Saint Cloud, FL 34773 Property Records

Osceola County property record for 3346 Primrose Willow Dr, Saint Cloud, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,236 sqft · built 2006
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Last Sale	$461,000 (Jul 2022)
Tax Bill	$7,442 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30263226120001C047`

Property Details

APN / Parcel Number

Primary APN	`30263226120001C047`
Alternative APN	`114258`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,236 sqft Heated Area
Gross Area	3,587 sqft
1st Floor Area	1,095 sqft
Upper Floors Area	1,141 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,055 sqft (0.139 acres)
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	573 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	114258
Street Address	3346 PRIMROSE WILLOW DR
City	SAINT CLOUD
State	FL
Zip	34773-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 47C
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract	2612
Legal Block	1
Legal Lot Number	47C
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2104
Census Tract	43801

Owner

Source: Osceola County records · APN 30263226120001C047

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3346 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Feb 08, 2016 · Amount on Record
Deed Document Number	2022111160
Deed Book / Page	6254 / 748
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 19, 2022
Property Address	3346 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6014
Document Number	0062540748
Book / Page	6254 / 748
Map Reference	MB 14 PG 67-73
Instrument Date	Jul 14, 2022
Instrument	2022111160
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ALLIED TITLE AND ESCROW LLC, ALLIED TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,227.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 TONDREAUS POINT RD, HARPSWELL, ME 04079-3784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3346 PRIMROSE WILLOW DR, HARMONY, FL 34773-6014

Mortgage

Document Number	0006254750
Date	Jul 19, 2022
Instrument	6254/750

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,442.00 (+2.93%) Homeowner's exemption	$331,500 (+1.5%) Land $65,000 Building $266,500	$331,500 (+1.5%) Land $65,000 Building $266,500
2023	$7,230.00 (+34.79%) Homeowner's exemption	$326,600 (+52.47%) Land $65,000 Building $261,600	$326,600 (+10.19%) Land $65,000 Building $261,600
2022	$5,364.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$214,210	$296,400 Land $60,000 Building $236,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 197 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.