1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Primrose Willow Dr

3345 Primrose Willow Dr, Saint Cloud, FL 34773 Property Records

Osceola County property record for 3345 Primrose Willow Dr, Saint Cloud, FL 34773 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,850 sqft · built 2004
Lot Size0.114 acres (4,966 sqft)
OwnerIndividual Name on File
Last Sale$247,500 (Apr 2017)
Tax Bill$5,960 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30263226120001C043

Property Details

APN / Parcel Number

Primary APN30263226120001C043
Alternative APN
  • 114254

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,850 sqft Heated Area
Gross Area4,041 sqft
1st Floor Area1,183 sqft
Upper Floors Area1,183 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,966 sqft (0.114 acres)
Garage TypeDetached - Finished
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area707 sqft
Patio Area182 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number114254
Street Address3345 PRIMROSE WILLOW DR
CitySAINT CLOUD
StateFL
Zip34773-6017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 43C
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract2612
Legal Block1
Legal Lot Number43C
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2088
Census Tract43801

Owner

Source: Osceola County records · APN 30263226120001C043

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3345 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 06, 2017Warranty Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 06, 2017 · Amount on Record
Deed SaleApr 06, 2017 · Amount on Record
Prior SaleAug 11, 2005 · Amount on Record
Deed Document Number2017052390
Deed Book / Page5128 / 1934
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3345 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3345 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017
InvestorPossibly a Property Investor

Mortgage

Document Number0060721392
DateOct 25, 2021
Book Page6072/1392
Instrument2021165924
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2041

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 06, 2017
Property Address3345 PRIMROSE WILLOW DR, HARMONY, FL 34773-6017
Document Number0051281934
Book / Page5128 / 1934
Map ReferenceMB14 PG67
Instrument DateMar 08, 2017
Instrument2017052390
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,732.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6099 LAKE MELROSE DR, 6099, ORLANDO, FL 32829-7692

Transferred To (Grantee/Buyer)

NameVerified Name
Address3345 PRIMROSE WILLOW DR, HARMONY, FL 34773-6017

Mortgage

Document Number0051281936
DateApr 06, 2017
Instrument5128/1936
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,960.00 (+6.03%) Homeowner's exemption$262,068 (+5.99%)$386,200 (+1.66%) Land $65,000 Building $321,200
2023$5,621.00 (+5.48%) Homeowner's exemption$247,266 (+3%)$379,900 (+10.24%) Land $65,000 Building $314,900
2022$5,329.00 Homeowner's exemption$240,065$344,600 Land $60,000 Building $284,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 588 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 197 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Primrose Willow Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures