3346 3rd St, Vero Beach, FL 32968 Property Records

Indian River County property record for 3346 3rd St, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,804 sqft · built 1977
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2023)
Tax Bill	$3,382 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-15-00008-0008-00009.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-15-00008-0008-00009.0`
Alternative APN	`79730`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Retaining Wall
Roof Type	Gambrel
Roof Material	Metal
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	350 sqft

Exterior Amenities

Pool Area	264 sqft
Porch	Finished/Screened Porch
Porch Area	180 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	79730
Street Address	3346 3RD ST
City	VERO BEACH
State	FL
Zip	32968-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	EMERSON PARK BLK H LOT 9 PBI 3-59
Legal Range	39
Legal Township	33
Legal Section	15
Legal Subdivision	EMERSON PARK SUB
Legal Block	H
Legal Lot Number	9
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3014
Census Tract	50706

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	3346 3RD ST, VERO BEACH, FL 32968-2019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Mar 29, 2011 · Amount on Record
Deed Document Number	3120230054689
Deed Book / Page	3659 / 423
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 31, 2023
Property Address	3346 3RD ST, VERO BEACH, FL 32968-2019
Document Number	0036590423
Book / Page	3659 / 423
Map Reference	MB 3 PG 59
Instrument Date	Oct 30, 2023
Instrument	3120230054689
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	SAGE TITLE AND ESCROW SERVICES INC, SAGE TITLE & ESCROW SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1830 COMMERCE AVE, VERO BEACH, FL 32960-5579

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3346 3RD ST, VERO BEACH, FL 32968-2019

Mortgage

Document Number	0003659425
Date	Oct 31, 2023
Instrument	3659/425

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.24%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	7.24%
Max Rate At Change	12.2%
Max Rate	12.2%

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,382.00 (+12.66%)	$251,921 (+0.7%) Land $33,150 Building $218,771	$251,921 (+0.7%) Land $33,150 Building $218,771
2023	$3,002.00 (+13.24%)	$250,158 (+19.87%) Land $33,150 Building $217,008	$250,158 (+19.87%) Land $33,150 Building $217,008
2022	$2,651.00	$208,686 Land $25,500 Building $183,186	$208,686 Land $25,500 Building $183,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20