Indian River County property record for 3266 3rd St, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,064 sqft · built 1985 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,000 (Jan 2021) |
| Tax Bill | $2,441 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00008-0008-00011.0 |
| Primary APN | 33-39-15-00008-0008-00011.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| View / Lot | Interior |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3266 3RD ST |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32968-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | EMERSON PARK BLK H LOT 11 PBI 3-59 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 15 |
| Legal Subdivision | EMERSON PARK SUB |
| Legal Block | H |
| Legal Lot Number | 11 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 50706 |
3266 3rd St is owned and occupied by an individual who bought it in January 2021.
Source: Indian River County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3266 3RD ST, VERO BEACH, FL 32968-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FEDERAL EMPLOYEES CREDIT UNION |
| Jan 14, 2021 | Warranty Deed, Transfer · Conventional with PMI FIRST CMNTY MTG INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on File |
| Deed Sale | Jan 14, 2021 · Amount on File |
| Prior Sale | Mar 4, 2014 · Amount on File |
| Deed Document Number | 20212573 |
| Deed Book / Page | 3377 / 1418 |
| Prior Transfer Date | Apr 14, 2008 |
| Prior Transfer Doc | 0022601396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Sep 14, 2026 |
| Property Address | 3266 3RD ST, VERO BEACH, FL 32968-2016 |
| Document Number | 0000043868 |
| Book / Page | 3888 / 1725 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202643868 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3266 3RD ST, VERO BEACH, FL 32968-2016 |
| Document Number | 0000043868, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 3888/1725 |
| Instrument | 202643868 |
| Name | FEDERAL EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 14, 2021 |
| Property Address | 3266 3RD ST, VERO BEACH, FL 32968-2016 |
| Document Number | 0033771419 |
| Book / Page | 003377 / 001419 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2573 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,141.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3266 3RD ST VERO BEACH FL 329682016, VERO BEACH, FL 32968-2016 |
| Document Number | 33771420 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 003377/001420 |
| Instrument | 2574 |
| Name | FIRST CMNTY MTG INC |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2051 |
The 2025 property tax bill for 3266 3rd St was $2,441 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,441.00 Homeowner's exemption | $184,929 | $208,322 Land $33,150 Building $175,172 |
| 2023 | $2,053.00 (+3.01%) | $174,482 (+3%) | $205,881 (+21.54%) Land $33,150 Building $172,731 |
| 2022 | $1,993.00 | $169,400 Land $25,500 Building $143,900 | $169,400 Land $25,500 Building $143,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3266 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3266 3rd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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