3345 River Rd, Downsville, NY 13755 Property Records

Delaware County and Colchester Town property record for 3345 River Rd, Downsville, NY 13755 · Last verified April 2026

Property Summary

Property Type	Rural Home
Lot Size	41.3 acres (1,800,770 sqft)
Owner	2 Individual Names on File
Last Sale	$167,500 (Jun 2018)
Tax Bill	$2,407 (2025)
Deeds & Mortgages	Apr 2023 Refinance Jun 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`122400 392.-2-21.11`

Property Details

APN / Parcel Number

Primary APN	`122400 392.-2-21.11`
Alternative APNs	`24003920000002021110` `05600357009`

Exterior

Lot Area	1,800,770 sqft (41.3 acres)
Lot Width	3,044 ft Width

Location & Zoning

Account Number	05600357009
Street Address	3345 RIVER RD
City	DOWNSVILLE
State	NY
Zip	13755-3405
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	2
Legal Lot Number	21.110
Jurisdiction	DELAWARE NY
Township / Civil Division	COLCHESTER
Census Block Group	1
Census Block	1055
Census Tract	971300

Owner

Source: Delaware County and Colchester Town records · APN 122400 392.-2-21.11

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3345 RIVER RD, DOWNSVILLE, NY 13755-3405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WAYNE BANK
Jun 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Prior Sale	Sep 21, 2005 · Amount on Record
Deed Document Number	20185460
Deed Book / Page	1560 / 105
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	3345 RIVER RD, DOWNSVILLE, NY 13755-3405
Transaction Type	Mortgage
Record Updated	May 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002430/1
Date	Apr 10, 2023
Book Page	2430/1
Instrument	2228

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	May 01, 2028

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Jun 26, 2018
Property Address	3345 RIVER RD, DOWNSVILLE, NY 13755-3405
Document Number	1560/105
Book / Page	1560 / 105
Instrument	000000005460
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1564, PINE BUSH, NY 12566-1564

Tax Assessment & Valuation

Source: Delaware County and Colchester Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Colchester Town
Unified School District	Downsville Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,407.00 (-32.35%)	$3,700 (-) Land $1,100 Building $2,600	$92,500 (-) Land $27,500 Building $65,000
2023		$3,700 Land $1,100 Building $2,600	$92,500 Land $27,500 Building $65,000
2020	$3,558.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (36025C), updated October 13, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360259713001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 33 individual NFIP policies nearby
Nearby Flood Policies	33 in force
Nearby Flood Claims	55 (1978–2017)
Claims Outside the SFHA	23 of 55
Most Recent Claim	May 2017, rainfall accumulation
Claims By Storm	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims Severe Storms And Flooding, Jun 2006 · 31 claims Tropical Depression Ivan, Sep 2004 · 9 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 11% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
MTC Cable	Fiber	1,000 / 1,000

May also be available at this address: MTC Cable. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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