3342 Silver Oak Ln, Vista, CA 92084 Property Records

San Diego County property record for 3342 Silver Oak Ln, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,306 sqft · built 1974
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on File
Last Sale$990,000 (Mar 2026)
Tax Bill$7,224 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Feb 2017 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN181-242-28-00

Property Details

APN / Parcel Number

Primary APN181-242-28-00
Alternative APN
  • 1812400400

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,306 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area24,394 sqft (0.56 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1812400400
Street Address3342 SILVER OAK LN
CityVISTA
StateCA
Zip92084-6614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 27-11-3W POR
Legal Range03W
Legal Township11
Legal Section27
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2017
Census Tract19208

Owner

3342 Silver Oak Ln is owned by an individual who bought it in March 2026.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address215 E CONNECTICUT AVE, VISTA, CA 92084-5019
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Grant Deed, Transfer · Conventional Mortgage
ARC HOME LLC
Feb 16, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 6, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jan 31, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Apr 30, 2018Intrafamily Transfer, Transfer · VA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2026 · Amount on File
Deed SaleMar 30, 2026 · Amount on File
Prior SaleJul 16, 2013 · Amount on File
Deed Document Number202687139
Prior Transfer DateApr 26, 2018
Prior Transfer Doc0000170804
Record UpdatedOct 29, 2026

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 30, 2026
Property Address3342 SILVER OAK LN, VISTA, CA 92084-6614
Document Number0000087139
Instrument DateMar 5, 2026
Instrument2026-0087139
Transaction TypeTransfer
Record UpdatedApr 7, 2026
Title CompanyTICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 E CONNECTICUT AVE, VISTA, CA 92084-5019

Mortgage

Document Number0000087140
DateMar 30, 2026
Instrument2026-0087140
Lender
NameARC HOME LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3342 SILVER OAK LN, VISTA, CA 92084-6614
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077829
DateFeb 16, 2017
Instrument2017-0077829
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJan 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3342 SILVER OAK LN, VISTA, CA 92084-6614
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3342 SILVER OAK LN, VISTA, CA 92084-6614

Mortgage

Document Number0000006157
DateJan 6, 2021
Instrument2021-0006157
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3342 SILVER OAK LN, VISTA, CA 92084-6614
Document Number0000093396
Instrument DateJan 31, 2020
Transaction TypeMortgage
Record UpdatedMar 6, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3342 SILVER OAK LN VISTA CA 920846614, VISTA, CA 92084-6614

Mortgage

Document Number0000093396
DateFeb 25, 2020
Instrument93396
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 24, 2050

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 30, 2018
Property Address3342 SILVER OAK LN, VISTA, CA 92084-6614
Document Number0000170804
Instrument DateApr 26, 2018
Instrument2018-0170804
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyORANGE COAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3342 SILVER OAK LN, VISTA, CA 92084-6614

Mortgage

Document Number0000170805
DateApr 30, 2018
Instrument2018-0170805
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3342 Silver Oak Ln was $7,224, up 5.5% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$600,170 (+2%) Land $279,533 Building $320,637
2025$7,224.00 (+5.52%) Homeowner's exemption$588,402 Land $274,052 Building $314,350
2024$6,846.00 (+2.27%)
2023$6,694.00 (+0.24%) Homeowner's exemption$565,556 Land $263,411 Building $302,145
2022$6,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3342 Silver Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3342 Silver Oak Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Silver Oak Ln

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