3304 Silver Oak Ln, Vista, CA 92084 Property Records

San Diego County property record for 3304 Silver Oak Ln, Vista, CA 92084 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,392 sqft · built 1964
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on File
Last Sale$1,200,000 (Feb 2024)
Tax Bill$14,482 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Apr 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN181-242-22-00

Property Details

APN / Parcel Number

Primary APN181-242-22-00
Alternative APN
  • 1812401000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,392 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area27,007 sqft (0.62 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number1812401000
Street Address3304 SILVER OAK LN
CityVISTA
StateCA
Zip92084-6614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 27-11-3W NWQ DOC204808REC64 IN W H SEQ OF
Legal Range03W
Legal Township11
Legal Section27
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2017
Census Tract19208

Owner

Source: San Diego County records · APN 181-242-22-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address155 LAS FLORES DR, 31, SAN MARCOS, CA 92069-6006
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2024Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 14, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 14, 2017Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 02, 2024 · Amount on Record
Deed SaleFeb 02, 2024 · Amount on Record
Deed Document Number202429033
Prior Transfer DateJan 02, 2003
Prior Transfer Doc0000110820
Record UpdatedSep 20, 2026

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 02, 2024
Property Address3304 SILVER OAK LN, VISTA, CA 92084-6614
Document Number0000029033
Instrument DateJan 05, 2024
Instrument2024-0029033
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyEQUITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address155 LAS FLORES DR SPC 31, 31, SAN MARCOS, CA 92069-6006

Mortgage

Document Number0000029034
DateFeb 02, 2024
Instrument2024-0029034
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3304 SILVER OAK LN, VISTA, CA 92084-6614
Document Number0000176260
Instrument DateApr 14, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3304 SILVER OAK LN VISTA CA 920846614, VISTA, CA 92084-6614

Mortgage

Document Number0000176260
DateApr 20, 2017
Instrument176260
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.42%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3304 SILVER OAK LN, VISTA, CA 92084-6614
Document Number0000176259
Instrument DateApr 14, 2017
Transaction TypeMortgage
Record UpdatedApr 25, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3304 SILVER OAK LN VISTA CA 920846614, VISTA, CA 92084-6614

Mortgage

Document Number0000176259
DateApr 20, 2017
Instrument176259
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.42%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,248,480 (+2%) Land $832,320 Building $416,160
2025$14,482.00 (+382.89%)$1,224,000 (+446.83%) Land $816,000 Building $408,000
2023$2,999.00 (+0.27%) Homeowner's exemption$223,837 Land $22,396 Building $201,441
2022$2,991.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730192082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire RiskModerate
above 49% of the US · above 29% of California
Wildfire LikelihoodAbout 1 in 840 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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