3340 Whitefish Rd, Watson, OK 74963 Property Records

McCurtain County property record for 3340 Whitefish Rd, Watson, OK 74963

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,548 sqft · built 2006
Lot Size	45.9 acres (2,002,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (May 2026)
Tax Bill	$1,607 (2025)
Deeds & Mortgages	Sep 2012 Line of Credit Sep 2009 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0000-01-02S-26E-4-004-00`

Property Details

APN / Parcel Number

Primary APN	`0000-01-02S-26E-4-004-00`
Alternative APN	`2409`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	2,002,453 sqft (45.9 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	468 sqft
Storage Building	7,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2409
Street Address	3340 WHITEFISH RD
City	WATSON
State	OK
Zip	74963-5035
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NP
Legal Description	SEC.1-2-26 ALL THAT PART SE SEC 1 DESC AS: BEG @ SE CO SE; TH S8736'44" W 1277.55'; TH N23822'18" E 449.54'; TH N0123'19" E
Legal Range	26E
Legal Township	02S
Legal Section	01
Jurisdiction	MCCURTAIN OK
Township / Civil Division	NORTH MCCURTAIN
Census Block Group	3
Census Block	3003
Census Tract	98200

Owner

Source: McCurtain County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3340 WHITEFISH RD, WATSON, OK 74963-5035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2012	Deed of Trust, Mortgage · Line of Credit UNION BANK MENA
Sep 14, 2009	Deed of Trust, Mortgage · Line of Credit UNION BANK OF MENA
Jul 12, 2013	Deed of Trust, Mortgage · ARM UNION BANK OF MENA
Mar 27, 2015	Deed of Trust, Mortgage · ARM UNION BANK
May 11, 2026	Warranty Deed, Transfer · VA Mortgage NATIONAL HOME MORTGAGE CORPORATION
May 11, 2026	Correction Deed NONE LISTED ON DOCUMENT
Jun 6, 2019	Warranty Deed, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP
Nov 17, 2006	Warranty Deed, Transfer · Line of Credit THE UNION BANK OF MENA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	2026641588
Deed Book / Page	1271 / 823
Prior Transfer Date	Mar 31, 2026
Prior Transfer Doc	0000641587
Record Updated	Oct 29, 2026

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	3340 WHITEFISH RD, WATSON, OK 74963-5035
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00886/0312
Date	Sep 26, 2012
Book Page	0886/0312
Instrument	2001-524183

Lender

Name	UNION BANK MENA
Address	MENA, AR 71953

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	2 Months
Due	Nov 29, 2012

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	3340 WHITEFISH RD, WATSON, OK 74963-5035
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00817/0831
Date	Sep 14, 2009
Book Page	0817/0831
Instrument	2001-505141

Lender

Name	UNION BANK OF MENA
Address	MENA, AR 71953

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Aug 13, 2014

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	3340 WHITEFISH RD, WATSON, OK 74963-5035
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00883/1018
Date	Jul 12, 2013
Book Page	0883/1018
Instrument	2001-529197

Lender

Name	UNION BANK OF MENA
Address	MENA, AR 71953

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2033

Interest

Rate Type	Adjustable Rate
Rate	5.48%
Type Change Date	Jun 25, 2016
Min Rate At Change	2%
Max Rate At Change	4.98%
Index	1-Year LIBOR
Max Rate	11.4%

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	3340 WHITEFISH RD, WATSON, OK 74963-5035
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000916/579
Date	Mar 27, 2015
Book Page	0916/579
Instrument	2001-540639

Lender

Name	UNION BANK
Type	Bank
Address	MENA, AR 71953

Agreement

Type	ARM
Amount	Amount Recorded
Term	239 Months
Due	Feb 22, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.98%
Type Change Date	Feb 9, 2020
Change Frequency	Annually
Max Rate	10.9%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	May 11, 2026
Property Address	3340 WHITEFISH RD, WATSON, OK 74963-5035
Document Number	0000641588
Book / Page	1271 / 823
Instrument Date	Apr 15, 2026
Instrument	2026.641588
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3340 WHITEFISH RD, WATSON, OK 74963-5035
Investor	Possibly a Property Investor

Mortgage

Document Number	0000641589,
Date	May 11, 2026
Instrument	2026.641589

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCCURTAIN OK
Recording Date	May 11, 2026
Property Address	3340 WHITEFISH RD, WATSON, OK 74963-5035
Document Number	0000641587
Book / Page	1271 / 822
Instrument Date	Mar 31, 2026
Instrument	2026641587
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3340 WHITEFISH RD, WATSON, OK 74963-5035

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Jun 6, 2019
Property Address	3340 WHITEFISH RD, WATSON, OK 74963-5035
Document Number	001016/462
Book / Page	1016 / 462
Instrument Date	Apr 24, 2019
Instrument	2001-573726
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3340 WHITEFISH RD, WATSON, OK 74963-5035

Mortgage

Document Number	2001573727
Date	Jun 6, 2019
Instrument	2001-573727

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2049

November 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Nov 17, 2006
Property Address	3340 WHITEFISH RD, WATSON, OK 74963-5035
Document Number	00767/0848
Book / Page	0767 / 0848
Instrument Date	Nov 9, 2006
Instrument	2001-484898
Transaction Type	Transfer
Record Updated	May 27, 2026

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3340 WHITEFISH RD, WATSON, OK 74963-5035
Investor	Possibly a Property Investor

Mortgage

Document Number	00767/0850
Date	Nov 17, 2006
Book Page	0767/0850
Instrument	2001-484899

Lender

Name	THE UNION BANK OF MENA
Type	Non-Lending Institution
Address	MENA, AR 71953

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 9, 2009

Tax Assessment & Valuation

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Unified School District	Smithville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,372 (+3%) Land $1,033 Building $20,339	$194,293 (-16.9%) Land $9,391 Building $184,902
2025	$1,607.00 (+4.28%) Homeowner's exemption	$20,750 (+6.09%) Land $1,003 Building $19,747	$233,811 (+31.5%) Land $16,654 Building $217,157
2023	$1,541.00 Homeowner's exemption	$19,559 Land $974 Building $18,585	$177,806 Land $8,851 Building $168,955

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 73% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pine Cellular Phones Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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