3340 Minnesota Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 3340 Minnesota Ave, Duluth, MN 55802

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,832 sqft · built 1890
Lot Size	0.093 acres (4,054 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Sep 2018)
Tax Bill	$7,774 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit May 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`010-3100-01540`

Property Details

APN / Parcel Number

Primary APN	`010-3100-01540`
Alternative APN	`1089305`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,832 sqft Gross Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	4,054 sqft (0.093 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	424 sqft
Deck Area	564 sqft
Storage Building	64 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1089305
Street Address	3340 MINNESOTA AVE
City	DULUTH
State	MN
Zip	55802-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INC PART OF VACATED STREET ADJ DESCRIBEDAS FOLLOWS NLY 1 FT OF WLY 55 FT OF ELY80 FT SERIAL #
Legal Subdivision	LAKE AVENUE LOWER DULUTH
Legal Lot Number	299
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3340 MINNESOTA AVE, DULUTH, MN 55802-2536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit BELL BANK
May 7, 2020	Quit Claim Deed, Transfer NATIONAL BK/COMMERCE
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit JOHNSON BK
Jan 24, 2020	Quit Claim Deed, Transfer CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE CO.
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BK/COMMERCE
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BK
Sep 5, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	20181339959
Last Transfer Date	Apr 30, 2020
Transfer Doc	00A1379179
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3340 MINNESOTA AVE, DULUTH, MN 55802-2536
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3340 MINNESOTA AVE, DULUTH, MN 55802-2536

Mortgage

Document Number	0001518019
Date	Sep 12, 2025
Instrument	1518019

Lender

Name	BELL BANK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 7, 2020
Property Address	3340 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	00A1379179
Instrument Date	Apr 30, 2020
Instrument	A1379179
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3340 MINNESOTA AVE DULUTH MN 558022536, DULUTH, MN 55802-2536

Mortgage

Document Number	A1379180
Date	May 7, 2020
Instrument	A1379180

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 6, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3340 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	00A1381380
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3340 MINNESOTA AVE DULUTH MN 558022536, DULUTH, MN 55802-2536

Mortgage

Document Number	00A1381380
Date	Jun 3, 2020
Instrument	A1381380

Lender

Name	JOHNSON BK
Type	Bank
Address	RICE LAKE, WI 54868

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 24, 2020
Property Address	3340 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	00A1372135
Instrument Date	Jan 9, 2020
Instrument	A1372135
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3340 MINNESOTA AVE DULUTH MN 558022536, DULUTH, MN 55802-2536

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 5, 2018
Property Address	3340 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	0001339959
Instrument Date	Aug 29, 2018
Instrument	1339959
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3340 MINNESOTA AVE DULUTH MN 558022536, DULUTH, MN 55802-2536

Mortgage

Document Number	1339960
Date	Sep 5, 2018
Instrument	1339960

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3340 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	00A1341957
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3340 MINNESOTA AVE DULUTH MN 558022536, DULUTH, MN 55802-2536

Mortgage

Document Number	00A1341957
Date	Oct 3, 2018
Instrument	A1341957

Lender

Name	JOHNSON BK
Type	Bank
Address	RICE LAKE, WI 54868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 5, 2018
Property Address	3340 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	0001339958
Instrument Date	Mar 28, 2012
Instrument	1339958
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6979 W VAN RD DULUTH MN 558039359, DULUTH, MN 55803-9359

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,774.00 (+10.36%) Homeowner's exemption
2025	$7,044.00 (+2.32%) Homeowner's exemption	$569,800 (+11.4%) Land $154,700 Building $415,100	$569,800 (+11.4%) Land $154,700 Building $415,100
2024	$6,884.00	$511,500 (+23.61%) Land $228,600 Building $282,900	$511,500 (+23.61%) Land $228,600 Building $282,900
2022		$413,800 Land $110,600 Building $303,200	$413,800 Land $110,600 Building $303,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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