3324 Minnesota Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 3324 Minnesota Ave, Duluth, MN 55802

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 3,454 sqft · built 1907
Lot Size	0.137 acres (6,003 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Oct 2025)
Tax Bill	$8,486 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3110-03560`

Property Details

APN / Parcel Number

Primary APN	`010-3110-03560`
Alternative APNs	`1189839` `1141123` `971631`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,454 sqft Gross Area
1st Floor Area	1,930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,003 sqft (0.137 acres)
Garage Area	240 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	342 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1189839
Street Address	3324 MINNESOTA AVE
City	DULUTH
State	MN
Zip	55802-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 292 AND NLY 1/2 OF LOT 294 SERIAL #
Legal Subdivision	LOWER DULUTH MINNESOTA AVE
Legal Lot Number	292,294
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

3324 Minnesota Ave is owned and occupied by two individuals who bought it in October 2025.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3324 MINNESOTA AVE, DULUTH, MN 55802-2536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Oct 21, 2025	Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM
Dec 1, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Prior Sale	Jul 20, 2001 · Amount on File
Deed Document Number	20251520744
Prior Transfer Date	Sep 12, 2024
Prior Transfer Doc	0001495430
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Oct 1, 2026
Property Address	3324 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	0001541530
Instrument Date	Sep 18, 2026
Instrument	20261541530
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 MINNESOTA AVE, DULUTH, MN 55802-2536

Mortgage

Document Number	0001541530,
Date	Oct 1, 2026
Instrument	20261541530

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 21, 2025
Property Address	3324 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	0001520744
Instrument Date	Oct 15, 2025
Instrument	1520744
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Tax	$2,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3324 MINNESOTA AVE, DULUTH, MN 55802-2536

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Dec 1, 2022
Property Address	3324 MINNESOTA AVE, DULUTH, MN 55802-2536
Document Number	0001064020
Instrument Date	Oct 3, 2022
Instrument	1064020
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 46437, SAINT PETERSBURG, FL 33741-6437

Tax Assessment & Valuation

The 2026 property tax bill for 3324 Minnesota Ave was $8,486 with a homeowner's exemption, up 39.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,486.00 (+39.53%) Homeowner's exemption
2025	$6,082.00 (-9.87%)	$612,800 (+38.14%) Land $121,800 Building $491,000	$612,800 (+38.14%) Land $121,800 Building $491,000
2024	$6,748.00	$443,600 Land $119,000 Building $324,600	$443,600 Land $119,000 Building $324,600
2022		$405,700 Land $57,600 Building $348,100	$405,700 Land $57,600 Building $348,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3324 Minnesota Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3324 Minnesota Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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