Schenectady County and Schenectady City property record for 319 Twelfth St, Schenectady, NY 12306
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 2,245 sqft · built 1950 |
| Lot Size | 0.126 acres (5,490 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,535 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Mar 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.58-2-1.2 |
| Primary APN | 421500 48.58-2-1.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,245 sqft Total Area |
| 1st Floor Area | 1,755 sqft |
| Upper Floors Area | 490 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,490 sqft (0.126 acres) |
| Lot Dimensions | 90 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 330 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 319 TWELFTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3109 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 05 - COMME |
| Legal Description | PTS OF EA 646 647 1X WOOD AND GARAGE |
| Legal Subdivision | BELLEVUE |
| Legal Block | 2 |
| Legal Lot Number | 1.002 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21200 |
319 Twelfth St, a duplex, is owned and occupied by two individuals who acquired it in March 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 319 TWELFTH ST, SCHENECTADY, NY 12306-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2023 | Warranty Deed, Transfer · FHA Mortgage BLAIR SERVICES OF AMERICA INC |
| Mar 29, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Mar 18, 2019 | Correction Deed NOT AVAILABLE |
| Mar 6, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Sep 21, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 6, 2019 |
| Transfer Doc | 0000009779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 16, 2023 |
| Property Address | 319 TWELFTH ST, SCHENECTADY, NY 12306-3109 |
| Document Number | 0000014882 |
| Book / Page | 2104 / 458 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 202314882 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 319 TWELFTH ST, SCHENECTADY, NY 12306-3109 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 13039 122ND ST # 2, 2, SOUTH OZONE PARK, NY 11420-2707 |
| Document Number | 0000014883 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 202314883 |
| Name | BLAIR SERVICES OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 29, 2021 |
| Property Address | 319 TWELFTH ST, SCHENECTADY, NY 12306-3109 |
| Document Number | 0000013449 |
| Book / Page | 2055 / 348 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 202113449 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 JAY ST, 105, SCHENECTADY, NY 12305-1905 |
| Name | Verified Name |
|---|---|
| Address | 15 JOHNSON RD, LATHAM, NY 12110-5613 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 18, 2019 |
| Property Address | 319 TWELFTH ST, SCHENECTADY, NY 12306-3109 |
| Document Number | 0000011685 |
| Book / Page | 002007 / 000512 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 11685 |
| Record Updated | Apr 1, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 6, 2019 |
| Property Address | 319 TWELFTH ST, SCHENECTADY, NY 12306-3109 |
| Document Number | 0000009779 |
| Book / Page | 002006 / 000871 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 9779 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 21, 2018 |
| Property Address | 319 TWELFTH ST, SCHENECTADY, NY 12306-3109 |
| Document Number | 0000042150 |
| Book / Page | 001996 / 000275 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 42150 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2026 property tax bill for 319 Twelfth St was $8,535, up 3.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,535.00 (+3.78%) | ||
| 2025 | $8,224.00 | $147,400 Land $19,200 Building $128,200 | $244,080 Land $31,793 Building $212,287 |
| 2023 | $147,400 Land $19,200 Building $128,200 | $186,582 Land $24,304 Building $162,278 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 319 Twelfth St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 319 Twelfth St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures