334 Swan Cir, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 334 Swan Cir, Elsmere, KY 41018

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,377 sqft · built 1954
Lot Size0.227 acres (9,889 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Jul 2021)
Tax Bill$2,658 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-30-07-018.00

Property Details

APN / Parcel Number

Primary APN004-30-07-018.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,377 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area9,889 sqft (0.227 acres)
Lot Dimensions135 ft deep x 73.3 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address334 SWAN CIR
CityELSMERE
StateKY
Zip41018-1938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionERPENBECKS 1ST ADDN LOT 26 73.25'X 135' IRREG
Legal SubdivisionERPENBECK (ELSMERE)
Legal Phase1ST
Legal Lot Number26
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1021
Census Tract65700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address334 SWAN CIR, ELSMERE, KY 41018-1938
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Nov 26, 2018Warranty Deed, Transfer · Conventional with PMI
SIRVA MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2021 · Amount on Record
Deed SaleJul 19, 2021 · Amount on Record
Prior SaleNov 26, 2018 · Amount on Record
Deed Document Number20215900122
Deed Book / Page104 / 306
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 19, 2021
Property Address334 SWAN CIR, ELSMERE, KY 41018-1938
Document Number0005900122
Book / Page104 / 306
Map ReferencePL 3589
Instrument DateJun 29, 2021
Instrument21071905900122
Transaction TypeTransfer
Record UpdatedAug 2, 2021
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address160 RIDGECREST LOOP, 160, DOTHAN, AL 36301-6048

Transferred To (Grantee/Buyer)

NameVerified Name
Address334 SWAN CIR, ELSMERE, KY 41018-1938

Mortgage

Document Number0005900123
DateJul 19, 2021
Book Page243/386
Instrument21071905900123
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 26, 2018
Property Address334 SWAN CIR, ELSMERE, KY 41018-1938
Document Number0000000107
Book / Page0C6550 / 000345
Instrument DateNov 19, 2018
Instrument107
Transaction TypeTransfer
Record UpdatedDec 7, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address334 SWAN CIR ELSMERE KY 410181938, ELSMERE, KY 41018-1938

Mortgage

Document Number108
DateNov 26, 2018
Book Page0C6550/000348
Instrument108
Lender
NameSIRVA MTG
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 25, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,000 (-) Land $25,000 Building $150,000$175,000 (-) Land $25,000 Building $150,000
2025$2,658.00 (+1.33%)$175,000 (-) Land $25,000 Building $150,000$175,000 (-) Land $25,000 Building $150,000
2023$2,623.00$175,000 Land $25,000 Building $150,000$175,000 Land $25,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
Also Mapped HereNORTHERN KENTUCKY WATER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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