Kenton County property record for 330 Swan Cir, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,407 sqft · built 1954 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,839 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-07-020.00 |
| Primary APN | 004-30-07-020.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,407 sqft Finished Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 330 SWAN CIR |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-1938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERPENBECKS 1ST ADDN SE 55' LOT 22 |
| Legal Subdivision | ERPENBECK (ELSMERE) |
| Legal Phase | 1ST |
| Legal Lot Number | 22 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 65700 |
330 Swan Cir is owner-occupied and held in a trust since June 2020.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 330 SWAN CIR, ELSMERE, KY 41018-1938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 19, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 4, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 17, 2020 |
| Transfer Doc | 0005900064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 330 SWAN CIR, ELSMERE, KY 41018-1938 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 330 SWAN CIR, ELSMERE, KY 41018-1938 |
| Document Number | 0005900031 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | KCM543/836 |
| Instrument | 24042605900031 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 5555 CLEVELAND AVE, COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 19, 2020 |
| Property Address | 330 SWAN CIR, ELSMERE, KY 41018-1938 |
| Document Number | 0000000064 |
| Book / Page | 000027 / 000208 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 64 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 330 SWAN CIR ELSMERE KY 410181938, ELSMERE, KY 41018-1938 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 330 SWAN CIR, ELSMERE, KY 41018-1938 |
| Document Number | 0000000238 |
| Book / Page | 0C6338 / 000264 |
| Instrument Date | Jan 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2018 |
| Name | Verified Name |
|---|---|
| Address | 330 SWAN CIR ELSMERE KY 410181938, ELSMERE, KY 41018-1938 |
| Document Number | 0000000238 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 0C6338/000264 |
| Instrument | 238 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 330 Swan Cir was $1,839 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,200 (-) Land $25,000 Building $145,200 | $170,200 (-) Land $25,000 Building $145,200 | |
| 2025 | $1,839.00 Homeowner's exemption | $170,200 Land $25,000 Building $145,200 | $170,200 Land $25,000 Building $145,200 |
| 2023 | $1,855.00 Homeowner's exemption | $170,200 Land $25,000 Building $145,200 | $170,200 Land $25,000 Building $145,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 330 Swan Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 330 Swan Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | NORTHERN KENTUCKY WATER DISTRICT |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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