334 Smith Lake Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 334 Smith Lake Rd, Kalispell, MT 59901

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 1,260 sqft · built 1976
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Aug 2014)
Tax Bill	$2,252 (2026)
Deeds & Mortgages	Jun 2020 Second Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R0791976`

Property Details

APN / Parcel Number

Primary APN	`R0791976`
Alternative APNs	`07-3965-21-1-01-03-0000` `0000971934`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	54,450 sqft (1.25 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	348 sqft
Deck Area	198 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000971934
Street Address	334 SMITH LAKE RD
City	KALISPELL
State	MT
Zip	59901-7323
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COOLEYS AC, S21, T28 N, R22 W, LOT 001
Legal Range	22W
Legal Township	28N
Legal Section	21
Legal Subdivision	COOLEYS AC
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL SOUTHWEST
Census Block Group	1
Census Block	1003
Census Tract	1702

Owner

334 Smith Lake Rd, a mobile home, is owned and occupied by an individual who bought it in August 2014.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	334 SMITH LAKE RD, KALISPELL, MT 59901-7323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VALLEY BANK OF KALISPELL
Dec 30, 2020	Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF KALISPELL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2014 · Amount on File
Deed Sale	Aug 6, 2014 · Amount on File
Prior Sale	Feb 3, 2014 · Amount on File
Deed Document Number	201414617
Prior Transfer Date	Jan 31, 2014
Prior Transfer Doc	0000002196
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	334 SMITH LAKE RD, KALISPELL, MT 59901-7323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000017821
Date	Jun 30, 2020
Instrument	202000017821

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	334 SMITH LAKE RD, KALISPELL, MT 59901-7323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000044031
Date	Dec 30, 2020
Instrument	202000044031

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 334 Smith Lake Rd was $2,252.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Smith Valley Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,252.00	$287,765
2025			$287,765 Land $192,925 Building $94,840
2023	$1,455.00	$194,050	$194,050 Land $121,400 Building $72,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 334 Smith Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 334 Smith Lake Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks.

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