Flathead County property record for 105 Smith Lake Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,288 sqft · built 1978 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,411 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R0788850 |
| Primary APN | R0788850 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,200 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Patio |
| Porch Area | 352 sqft |
| Deck Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000968220 |
|---|---|
| Street Address | 105 SMITH LAKE RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-6331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S15, T28 N, R22 W, ACRES 5, COS 20086-1, TR 7A IN W2SW4, ASSR #0000968220 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 15 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 17670 |
| Legal Tract | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 802 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 SMITH LAKE DR, KALISPELL, MT 59901-7372 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jan 18, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2015 |
| Transfer Doc | 0000013282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 105 SMITH LAKE RD, KALISPELL, MT 59901-6331 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100025197 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 202100025197 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jan 18, 2017 |
| Property Address | 105 SMITH LAKE RD, KALISPELL, MT 59901-6331 |
| Document Number | 201700001060 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 201700001060 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 SMITH LAKE DR, KALISPELL, MT 59901-6331 |
| Investor | Possibly a Property Investor |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Smith Valley Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,411.00 (-39.97%) | $705,400 (+31.75%) | |
| 2025 | $705,400 (+31.75%) Land $239,800 Building $465,600 | ||
| 2023 | $4,016.00 | $535,400 | $535,400 Land $155,900 Building $379,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 71% of Montana |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
May also be available: MontanaSky Networks.
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