334 E Windswept Pass, Lake Lure, NC 28746 Property Records

Rutherford County property record for 334 E Windswept Pass, Lake Lure, NC 28746

Property Summary

Property Type	Single Family Home
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Apr 2021)
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1651048`

Property Details

APN / Parcel Number

Primary APN	`1651048`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,212 sqft Heated Area
Basement Area	1,212 sqft
Finished Basement	1,000 sqft
Unfinished Basement	212 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Porch	Patio
Deck Area	160 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	334 E WINDSWEPT PASS
City	LAKE LURE
State	NC
Zip	28746-0468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTA BILLS MTN LO:414 PH:4 PL:36-189
Legal Subdivision	VISTA AI BILLS MOUNTAIN
Legal Lot Number	414
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	2
Census Block	2033
Census Tract	960301

Owner

Source: Rutherford County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	334 E WINDSWEPT PASS, LAKE LURE, NC 28746-0468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Apr 21, 2021	Warranty Deed, Transfer
Dec 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Dec 30, 2020 · Amount on Record
Deed Book / Page	2045 / 2109
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 11, 2026
Property Address	334 E WINDSWEPT PASS, LAKE LURE, NC 28746-0468
Document Number	2105003545
Book / Page	2105 / 3545
Instrument Date	Aug 3, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 E WINDSWEPT PASS, LAKE LURE, NC 28746-0468

Mortgage

Document Number	2105003545,
Date	Aug 11, 2026
Book Page	2105/3545

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 21, 2021
Property Address	334 E WINDSWEPT PASS, LAKE LURE, NC 28746-0468
Document Number	0020452109
Book / Page	2045 / 2109
Map Reference	MB 36 PG 189
Instrument Date	Apr 19, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2730 SW 3RD AVE, 2730, MIAMI, FL 33129-2300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 CHANTWELL CT, CONCORD, NC 28025-8353
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 30, 2020
Property Address	334 E WINDSWEPT PASS, LAKE LURE, NC 28746-0468
Document Number	0020404941
Book / Page	002040 / 004941
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$23,382.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2730 SW 3TH AVE #800 MIAMI FL 33129, 800, MIAMI, FL 33129
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,957.00 (+491.4%)	$505,100 (+515.23%) Land $190,500 Building $314,600	$505,100 (+515.23%) Land $190,500 Building $314,600
2023		$82,100 Land $82,100	$82,100 Land $82,100
2022	$500.00
2021	$500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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