132 E Windswept Pass, Lake Lure, NC 28746 Property Records

Rutherford County property record for 132 E Windswept Pass, Lake Lure, NC 28746

Property Summary

Property Type	Vacant Land
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,000 (Feb 2023)
Tax Bill	$120 (2022)
Deeds & Mortgages	May 2023 Construction Loan Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1650523`

Property Details

APN / Parcel Number

Primary APN	`1650523`
Alternative APN	`15268643`

Exterior

Lot Area	48,352 sqft (1.11 acres)

Location & Zoning

Account Number	15268643
Street Address	132 E WINDSWEPT PASS
City	LAKE LURE
State	NC
Zip	28746
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	VISTA @ BILLS MTN LO406 PL36-25
Legal Subdivision	VISTAATBILLS MOUNTAIN
Legal Block	1
Legal Lot Number	406
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	2
Census Block	2033
Census Tract	960301

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	224 COOSA RIDGE DR, WHITTIER, NC 28789-8242
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Intrafamily Transfer, Transfer · Construction Mortgage HOMETRUST BANK
Feb 21, 2023	Warranty Deed, Transfer
Jan 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Feb 21, 2023 · Amount on Record
Deed Document Number	0020692191
Deed Book / Page	2069 / 2191
Last Transfer Date	May 12, 2023
Transfer Doc	0020713601
Record Updated	Jun 7, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	May 12, 2023
Property Address	132 E WINDSWEPT PASS, LAKE LURE, NC 28746
Document Number	0020713601
Book / Page	2071 / 3601
Map Reference	MB 44 PG 80
Instrument Date	May 11, 2023
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 COOSA RIDGE DR, WHITTIER, NC 28789-8242

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	224 COOSA RIDGE DR, WHITTIER, NC 28789-8242

Mortgage

Document Number	0020713605
Date	May 12, 2023
Instrument	2071/3605

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	Other
Margin	3
Max Rate	11.3%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 21, 2023
Property Address	132 E WINDSWEPT PASS, LAKE LURE, NC 28746
Document Number	0020692191
Book / Page	2069 / 2191
Map Reference	MB 36 PG 25
Instrument Date	Feb 16, 2023
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount Recorded
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 SHETLAND WAY, GREER, SC 29650-2829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 COOSA RIDGE DR, WHITTIER, NC 28789-8242

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 30, 2018
Property Address	132 E WINDSWEPT PASS, LAKE LURE, NC 28746
Document Number	0011670157
Book / Page	001167 / 000157
Instrument Date	Jan 29, 2018
Instrument	6844
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SHETLAND WAY GREER SC 296502829, GREER, SC 29650-2829

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$198,800 Land $198,800	$198,800 Land $198,800
2022	$120.00 (-9%)
2021	$1,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Windswept Pass

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures