334 E Main St, Cardington, OH 43315 Property Records

Morrow County property record for 334 E Main St, Cardington, OH 43315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 1952
Lot Size	0.902 acres (39,291 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,514 (2025)
Deeds & Mortgages	Feb 2025 Refinance Aug 2025 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C09-011-00-009-00`

Property Details

APN / Parcel Number

Primary APN	`C09-011-00-009-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	4,486 sqft
1st Floor Area	3,516 sqft
Basement Area	1,758 sqft
Unfinished Basement	1,758 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	39,291 sqft (0.902 acres)
Lot Dimensions	262 ft deep x 150 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	334 E MAIN ST
City	CARDINGTON
State	OH
Zip	43315-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 179-B OL 180-A LK TO T&B SMITH 6/2019 RTS:0
Jurisdiction	MORROW OH
Township / Civil Division	CARDINGTON
Census Block Group	1
Census Block	1042
Census Tract	965300

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	334 E MAIN ST, CARDINGTON, OH 43315-1120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 13, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Jan 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2003
Deed Sale	Feb 21, 2003
Prior Sale	Jan 1, 1985 · Amount on Record
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	334 E MAIN ST, CARDINGTON, OH 43315-1120
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001123/449
Date	Feb 19, 2025
Book Page	1123/449
Instrument	421494

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2040

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	334 E MAIN ST, CARDINGTON, OH 43315-1120
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001137/840
Date	Aug 13, 2025
Book Page	1137/840
Instrument	424172

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Jan 6, 2022
Property Address	334 E MAIN ST, CARDINGTON, OH 43315-1120
Document Number	001039/495
Book / Page	1039 / 495
Instrument Date	Jun 19, 2021
Instrument	404504
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 E MAIN ST, CARDINGTON, OH 43315-1120
Investor	Possibly a Property Investor

Mortgage

Document Number	0000404505
Date	Jan 6, 2022
Instrument	404505

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Cardington Township
Municipality	Cardington Village
Unified School District	Cardington-Lincoln Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$160,000 (-) Land $37,300 Building $122,700
2025	$3,514.00 (+45.21%) Homeowner's exemption	$56,010 (-) Land $13,060 Building $42,950
2023	$2,420.00 (+4.27%)	$56,010 (+16.88%) Land $13,060 Building $42,950	$160,000 (+16.87%) Land $37,300 Building $122,700
2022	$2,321.00	$47,920 Land $10,360 Building $37,560
2020			$136,900 Land $29,600 Building $107,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDINGTON VILLAGE PWS serves 2,079 people · EPA ID OH5900112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Brightspeed.

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